{"id":2934,"date":"2022-01-16T18:42:25","date_gmt":"2022-01-16T17:42:25","guid":{"rendered":"https:\/\/www.forexsrovnavac.cz\/mag\/?p=2934"},"modified":"2022-01-16T18:42:25","modified_gmt":"2022-01-16T17:42:25","slug":"investicni-certifikaty-jake-jsou-vyhody-a-rizika","status":"publish","type":"post","link":"https:\/\/www.forexsrovnavac.cz\/mag\/investicni-certifikaty-jake-jsou-vyhody-a-rizika\/","title":{"rendered":"Investi\u010dn\u00ed certifik\u00e1ty, jak\u00e9 jsou v\u00fdhody a rizika?"},"content":{"rendered":"

Investi\u010dn\u00ed certifik\u00e1ty (IC)<\/h2>\n
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Fenom\u00e9n kapit\u00e1lov\u00fdch trh\u016f. Dnes se investi\u010dn\u00ed certifik\u00e1ty<\/strong> st\u00e1vaj\u00ed obl\u00edben\u00fdm n\u00e1strojem investor\u016f na vysp\u011bl\u00fdch trz\u00edch a d\u00edky sv\u00e9 pestrosti od konzervativn\u00edch a\u017e po riziko miluj\u00edc\u00edch. Investi\u010dn\u00ed certifik\u00e1t se stal n\u00e1strojem pro nejmen\u0161\u00ed retailov\u00e9 investory a\u017e po velk\u00e9 instituce nebo r\u016fzn\u00e9 fondy.<\/p>\n

Obchodov\u00e1n\u00ed s certifik\u00e1ty na burz\u00e1ch pln\u011b \u201crozkvetlo\u201d v posledn\u00edch letech kdy\u017e se v\u00edce za\u010dalo s nimi obchodovat, se v sou\u010dasnosti na okoln\u00edch trz\u00edch obchoduj\u00ed tis\u00edce certifik\u00e1tu od des\u00edtek emitent\u016f.<\/p>\n

Investi\u010dn\u00ed certifik\u00e1t (IC)<\/strong> p\u0159edstavuje finan\u010dn\u00ed n\u00e1stroj spojuj\u00edc\u00ed v sob\u011b charakteristiky hned n\u011bkolika instrument\u016f kapit\u00e1lov\u00fdch trh\u016f. Jde v podstat\u011b o deriv\u00e1t nav\u00e1zan\u00fd na r\u016fzn\u00e1 podkladov\u00e1 aktiva s v\u00fdnosem kop\u00edruj\u00edc\u00edm v ur\u010dit\u00e9 vazb\u011b jejich v\u00fdnos a bez n\u00e1roku pr\u00e1v s nimi souvisej\u00edc\u00edch.<\/p>\n

B\u011bhem sv\u00e9 historie se vyvinuly z po\u010d\u00e1te\u010dn\u00edch jednoduch\u00fdch certifik\u00e1t\u016f (akciov\u00e9, indexov\u00e9) a\u017e po dnes v\u00edce sofistikovan\u011bj\u0161\u00ed (bonus, twin win) s c\u00edlem poskytnout investorovi v\u00fdnos jako odm\u011bnu za p\u016fj\u010den\u00e9 pen\u00edze.<\/p>\n

V\u00fdhody Investi\u010dn\u00edch Certifik\u00e1t\u016f (IC)<\/h2>\n
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  • Jednoduchost<\/strong> \u2013 n\u00e1kupem se m\u016f\u017ee investor pod\u00edlet na v\u00fdnosech i slo\u017eit\u00fdch podkladov\u00fdch aktiv (nap\u0159. index akci\u00ed, komoditn\u00edch futures, )<\/li>\n
  • Transparentnost\u00a0<\/strong>\u2013 aktu\u00e1ln\u00ed informace o dan\u00e9m certifik\u00e1t\u016f se investor dozv\u00ed prost\u0159ednictv\u00edm informa\u010dn\u00e9ho syst\u00e9mu burzy nebo emitenta<\/li>\n
  • Likvidita\u00a0<\/strong>\u2013 certifik\u00e1ty jsou obchodov\u00e1ny na burze, kter\u00e1 prost\u0159ednictv\u00edm pravidel stanovuje povinnost udr\u017eovat popt\u00e1vku a nab\u00eddku a tud\u00ed\u017e m\u016f\u017ee investor kdykoliv uplatnit pokyn<\/li>\n
  • Univerz\u00e1lnost\u00a0<\/strong>\u2013 prost\u0159ednictv\u00edm certifik\u00e1t\u016f m\u016f\u017ee investor spekulovat prakticky na v\u0161ech kapit\u00e1lov\u00fdch trz\u00edch a za jak\u00fdkoliv tr\u017en\u00ed situace (jak na rostouc\u00edm tak na klesaj\u00edc\u00edm nebo stagnuj\u00edc\u00edm trhu)<\/li>\n
  • N\u00e1klady\u00a0<\/strong>\u2013 d\u00edky sv\u00e9 struktu\u0159e a konkurenci jsou certifik\u00e1ty levn\u011bj\u0161\u00ed ne\u017e fondy nebo jednotliv\u00e9 investov\u00e1n\u00ed do ko\u0161e podkladov\u00fdch aktiv<\/li>\n
  • R\u016fznorodost\u00a0<\/strong>\u2013 v sou\u010dasnosti existuje nespo\u010detn\u011b mnoho certifik\u00e1t\u016f li\u0161\u00edc\u00edch se vlastnostmi a charajteristikami p\u0159i\u010dem\u017e v\u011bt\u0161ina emitent\u016f jsou schopn\u00ed \u0161\u00edt produkty na m\u00edru<\/li>\n<\/ul>\n

    Rizika Investi\u010dn\u00edch Certifik\u00e1t\u016f (IC)<\/h2>\n
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    • Tr\u017en\u00ed riziko\u00a0<\/strong>\u2013 p\u0159edstavuje riziko vyplyvaj\u00edc\u00ed p\u0159edev\u0161\u00edm ze zm\u011bn v cen\u00e1ch podkladov\u00fdch aktiv<\/li>\n
    • M\u011bnov\u00e9 riziko<\/strong>\u00a0\u2013 pokud je certifik\u00e1t vyd\u00e1n v zahrani\u010dn\u00ed m\u011bn\u011b, nese investor riziko nep\u0159\u00edzniv\u00e9ho v\u00fdvoje kurzu v\u016f\u010di m\u011bn\u011b dom\u00e1c\u00ed. Jedno ze z\u00e1kladn\u00edch d\u011blen\u00ed IC je na nep\u00e1kov\u00e9 (basket, indexov\u00e9, outperfomance, bonus, akciov\u00e9, diskontn\u00ed, garantovan\u00e9, express) a p\u00e1kov\u00e9 (knock-out \/turbo\/, warranty). Jednotliv\u00e9 typy se m\u016f\u017eou d\u00e1le d\u011blit podle r\u016fznych parametr\u016f. V\u00edce u jednotliv\u00fdch typ\u016f IC.<\/li>\n<\/ul>\n

      R\u016fzn\u00e9 investi\u010dn\u00ed certifik\u00e1ty se daj\u00ed podle podobnosti vlastnost\u00ed za\u0159adit do n\u00e1sleduj\u00edc\u00edch skupin:<\/strong><\/p>\n

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      • Bonusov\u00e9<\/li>\n
      • Diskontn\u00ed<\/li>\n
      • Garantovan\u00e9<\/li>\n
      • Indexov\u00e9<\/li>\n
      • Knock-out (turbo)<\/li>\n<\/ul>\n

        R\u016fzn\u00e9 typy IC nab\u00edzej\u00ed investor\u016fm r\u016fzn\u00e9 v\u00fdnosy a r\u016fznou m\u00edru rizika.<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

        Investi\u010dn\u00ed certifik\u00e1ty (IC) Fenom\u00e9n kapit\u00e1lov\u00fdch trh\u016f. Dnes se investi\u010dn\u00ed certifik\u00e1ty st\u00e1vaj\u00ed obl\u00edben\u00fdm n\u00e1strojem investor\u016f na vysp\u011bl\u00fdch trz\u00edch a d\u00edky sv\u00e9 pestrosti od konzervativn\u00edch a\u017e po riziko miluj\u00edc\u00edch. Investi\u010dn\u00ed certifik\u00e1t se stal n\u00e1strojem pro nejmen\u0161\u00ed retailov\u00e9 investory a\u017e po velk\u00e9 instituce nebo r\u016fzn\u00e9 fondy. Obchodov\u00e1n\u00ed s certifik\u00e1ty na burz\u00e1ch pln\u011b \u201crozkvetlo\u201d v posledn\u00edch letech kdy\u017e se […]<\/p>\n","protected":false},"author":1,"featured_media":2935,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"Jak funguj\u00ed investi\u010dn\u00ed certifik\u00e1ty, v\u00fdhody a rizika p\u0159i investov\u00e1n\u00ed do investi\u010dn\u00edch certifik\u00e1t\u016f. D\u011blen\u00ed a definice.","_seopress_robots_index":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[194],"tags":[],"class_list":["post-2934","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-akcie"],"modified_by":"Krpensk\u00fd Martin","_links":{"self":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/2934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/comments?post=2934"}],"version-history":[{"count":0,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/2934\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media\/2935"}],"wp:attachment":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media?parent=2934"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/categories?post=2934"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/tags?post=2934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}