{"id":3003,"date":"2022-01-17T02:21:23","date_gmt":"2022-01-17T01:21:23","guid":{"rendered":"https:\/\/www.forexsrovnavac.cz\/mag\/?p=3003"},"modified":"2023-08-09T16:28:21","modified_gmt":"2023-08-09T14:28:21","slug":"kde-a-jak-se-nakupuji-statni-dluhopisy","status":"publish","type":"post","link":"https:\/\/www.forexsrovnavac.cz\/mag\/kde-a-jak-se-nakupuji-statni-dluhopisy\/","title":{"rendered":"Kde a jak se nakupuj\u00ed st\u00e1tn\u00ed dluhopisy?"},"content":{"rendered":"<p>St\u00e1tn\u00ed dluhopisy jsou relativn\u011b jednoduchou mo\u017enost\u00ed, jak s minim\u00e1ln\u00edm rizikem, p\u0159esn\u011b danou likviditou a solidn\u00edm <strong>v\u00fdnosem investovat sv\u00e9 finance<\/strong>. V Syst\u00e9mu dluhopis\u016f je velice snadn\u00e1 orientace a tak nen\u00ed v\u016fbec slo\u017eit\u00e9 nakupovat, spravovat \u010di prod\u00e1vat sv\u00e9 dluhopisy. St\u00e1t je nav\u00edc ur\u010dit\u00fdm garantem, \u017ee sv\u00e9 pen\u00edze skute\u010dn\u011b obdr\u017e\u00edte.<\/p>\n<p>Pokud chce investor nakoupit st\u00e1tn\u00ed pokladni\u010dn\u00ed pouk\u00e1zky, tedy st\u00e1tn\u00ed dluhopisy se splatnost\u00ed do jednoho roku, je nutn\u00e9, aby m\u011bl otev\u0159en\u00fd majetkov\u00fd \u00fa\u010det v\u00a0Syst\u00e9mu kr\u00e1tkodob\u00fdch dluhopis\u016f. Tyto dluhopisy pak nab\u00fdv\u00e1 a dr\u017e\u00ed na tomto majetkov\u00e9m \u00fa\u010dtu, kter\u00fd je podlo\u017een uzav\u0159enou smlouvou se Syst\u00e9mem.<\/p>\n<h2>Co ale p\u0159edstavuje Syst\u00e9m kr\u00e1tkodob\u00fdch dluhopis\u016f?<\/h2>\n<p>Jde o syst\u00e9m provozovan\u00fd \u010ceskou n\u00e1rodn\u00ed bankou, kde se registruj\u00ed cenn\u00e9 pap\u00edry a vypo\u0159\u00e1d\u00e1vaj\u00ed se obchody s\u00a0t\u011bmito dokumenty. Jde o jakousi evidenci v\u0161ech uskute\u010dn\u011bn\u00fdch obchod\u016f. V\u00a0praxi se na t\u011bchto speci\u00e1ln\u00edch \u00fa\u010dtech eviduj\u00ed kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry se splatnosti do \u0161esti m\u011bs\u00edc\u016f a dal\u0161\u00ed dluhopisy s\u00a0dobou splatnosti do jednoho roku. Tyto cenn\u00e9 pap\u00edry jsou vyd\u00e1v\u00e1ny v\u00a0\u010cesk\u00fdch korun\u00e1ch a maj\u00ed formu zaknihovan\u00fdch dokument\u016f.<\/p>\n<p>Cel\u00fd syst\u00e9m funguje tedy jako evidence, m\u00edsto zprost\u0159edkov\u00e1n\u00ed, prim\u00e1rn\u00ed oblast pro prodej, m\u00edsto pro vypo\u0159\u00e1d\u00e1n\u00ed cenn\u00fdch pap\u00edr\u016f a vypl\u00e1cen\u00ed jejich v\u00fdnos\u016f. Nav\u00edc aplikace umo\u017e\u0148uje vyu\u017e\u00edvat nejr\u016fzn\u011bj\u0161\u00ed aukce, mo\u017enosti dop\u0159edn\u00fdch objedn\u00e1vek a automatick\u00fdch algoritm\u016f.<\/p>\n<p>V\u00a0Syst\u00e9mu kr\u00e1tkodob\u00fdch dluhopis\u016f vystupuj\u00ed t\u0159i druhy subjekt\u016f.<\/p>\n<h2>Klient, agent a custodian.<\/h2>\n<p>Ka\u017ed\u00fd m\u00e1 specifick\u00e1 pr\u00e1va a povinnosti. Klient p\u0159edstavuje fyzickou \u010di pr\u00e1vnickou osobu, kter\u00e1 m\u00e1 s\u00a0\u010ceskou n\u00e1rodn\u00ed bankou uzav\u0159enou smlouvu o majetkov\u00e9m \u00fa\u010dtu cenn\u00fdch pap\u00edr\u016f v\u00a0Syst\u00e9mu. Na tomto \u00fa\u010dtu, jak ji\u017e v\u00edme, se eviduj\u00ed ve\u0161ker\u00e9 operace klienta. K\u00a0\u00fa\u010dtu, respektive k\u00a0cenn\u00fdm pap\u00edr\u016fm jako takov\u00fdm, m\u00e1 klient p\u0159\u00edstup pouze prost\u0159ednictv\u00edm agenta, kter\u00fd je uveden ve smlouv\u011b.<\/p>\n<p>Agent pak p\u0159edstavuje prost\u0159edn\u00edka mezi komunika\u010dn\u00ed br\u00e1nou \u010cesk\u00e9 n\u00e1rodn\u00ed banky a klientem. Mus\u00ed m\u00edt uzav\u0159enou smlouvu o \u00fa\u010dasti v\u00a0Syst\u00e9mu a m\u00edt online spojen\u00ed d\u00edky dohod\u011b o p\u0159\u00edstupu ke komunika\u010dn\u00ed br\u00e1n\u011b. Agent nav\u00edc mus\u00ed m\u00edt vlastn\u00ed \u00fa\u010det pro mezibankovn\u00ed platebn\u00ed styk, kter\u00fd je veden u \u010cesk\u00e9 n\u00e1rodn\u00ed banky. V\u0161echny platby, kter\u00e9 agent zprost\u0159edkov\u00e1v\u00e1, jsou pak hrazeny z\u00a0\u00fa\u010dtu, kter\u00fd je ve smlouv\u011b p\u0159esn\u011b uveden. V\u00a0na\u0161\u00ed zemi je aktu\u00e1ln\u011b vedeno \u010ceskou n\u00e1rodn\u00ed bankou necel\u00fdch 20 agent\u016f.<\/p>\n\n\t<div class=\"space-shortcode-wrap space-shortcode-4 relative\">\n\t\t<div class=\"space-shortcode-wrap-ins relative\">\n\n\t\t\t\t\t\t<div class=\"space-block-title relative\">\n\t\t\t\t<span>Kde obchodovat<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"space-organizations-3-archive-items box-100 relative\">\n\n\t\t\t\t\n\t\t\t\t<div class=\"space-organizations-3-archive-item box-100 relative\">\n\t\t\t\t\t<div class=\"space-organizations-3-archive-item-ins relative\">\n\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-logo box-25 relative\">\n\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-logo-ins box-100 text-center relative\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"72\" src=\"https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2021\/05\/xtb.png\" class=\"attachment-mercury-9999-80 size-mercury-9999-80\" alt=\"XTB\" srcset=\"https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2021\/05\/xtb.png 180w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2021\/05\/xtb-150x60.png 150w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2021\/05\/xtb-100x40.png 100w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2021\/05\/xtb-80x32.png 80w\" sizes=\"auto, (max-width: 180px) 100vw, 180px\" \/>\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-count absolute\">\n\t\t\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-terms box-25 relative\">\n\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-terms-ins box-100 text-center relative\">\n\t\t\t\t\t\t\tRe\u00e1ln\u00e9 akcie a ETF. N\u00edzk\u00e9 poplatky + \u010cesk\u00e1 z\u00e1kaznick\u00e1 podpora. V\u00edce ne\u017e 8600 instrument\u016f k obchodov\u00e1n\u00ed. Denn\u00ed webin\u00e1\u0159e a zpr\u00e1vy z trh\u016f pro klienty.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-rating box-25 relative\">\n\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-rating-ins box-100 text-center relative\">\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-rating-box relative\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"star-rating\"><div class=\"star star-full\" aria-hidden=\"true\"><\/div><div class=\"star star-full\" aria-hidden=\"true\"><\/div><div class=\"star star-full\" aria-hidden=\"true\"><\/div><div class=\"star star-full\" aria-hidden=\"true\"><\/div><div class=\"star star-half\" aria-hidden=\"true\"><\/div><\/div>\t\t\t\t\t\t\t\t\t\t<span>4.8<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"space-organization-header-button-notice relative\" style=\"margin-top: 5px;\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"tc-apply\">Hodnocen\u00ed u\u017eivatel\u016f<\/span>\n\t\t\t\t\t\t\t\t\t\t<div class=\"tc-desc\">\n\t\t\t\t\t\t\t\t\t\t\t&nbsp;\r\n\r\n \t\u27a1\ufe0f Trustpilot hodnocen\u00ed 4.0\/5 \u2b50 \u00a0(Pr\u016fm\u011br z celkov\u00e9ho po\u010dtu 1174 hodnocen\u00ed)\r\n \t\u27a1\ufe0f Google play hodnocen\u00ed 4,4\/5 \u2b50 (Pr\u016fm\u011br z celkov\u00e9ho po\u010dtu 57 000 hodnocen\u00ed)\r\n\r\n&nbsp;\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"space-organizations-archive-item-button-notice relative\" style=\"margin-top: 5px;\">\n\t\t\t\t\t\t\t\t\t75% CFDs \u00fa\u010dt\u016f je ztr\u00e1tov\u00fdch\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-button box-25 relative\">\n\t\t\t\t\t\t\t<div class=\"space-organizations-3-archive-item-button-ins box-100 text-center relative\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.forexsrovnavac.cz\/mag\/xt-cs\" title=\"Nav\u0161t\u00edvit XTB\" target=\"_blank\" rel=\"nofollow\"><i class=\"fas fa-check-circle\"><\/i> Nav\u0161t\u00edvit XTB<\/a>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n\n\n<h2>Kr\u00e1tkodob\u00e9 dluhopisy a custodian<\/h2>\n<p>Nejzaj\u00edmav\u011bj\u0161\u00edm subjektem v\u00a0Syst\u00e9mu kr\u00e1tkodob\u00fdch dluhopis\u016f je custodian. Jedn\u00e1 se o pr\u00e1vnickou osobu, kter\u00e1 m\u00e1 tak\u00e9 s\u00a0\u010ceskou n\u00e1rodn\u00ed bankou uzav\u0159enou smlouvu o \u00fa\u010dtu z\u00e1kazn\u00edka v\u00a0Syst\u00e9mu kr\u00e1tkodob\u00fdch dluhopis\u016f, na kter\u00e9m jsou v\u0161ak evidov\u00e1ny cenn\u00e9 pap\u00edry vlastn\u011bn\u00e9 jinou osobou ne\u017e je pr\u00e1v\u011b custodian. Jde o jak\u00e9si klienty custodiana. Takov\u00fdch \u00fa\u010dt\u016f m\u016f\u017ee m\u00edt custodian i n\u011bkolik. K\u00a0\u00fa\u010dtu m\u00e1 custodian p\u0159\u00edstup pouze prost\u0159ednictv\u00edm agenta, tak\u017ee se jedn\u00e1 o jak\u00fdsi mezi\u010dl\u00e1nek mezi klientem a agentem.<\/p>\n<h2>Jak prob\u00edh\u00e1 faktick\u00fd n\u00e1kup dluhopis\u016f?<\/h2>\n<p>Pokud m\u00e1 klient z\u00e1jem o n\u011bjak\u00e9 dluhopisy, kter\u00e9 vydala \u010cesk\u00e1 n\u00e1rodn\u00ed banka \u010di Ministerstvo financ\u00ed, sta\u010d\u00ed podat elektronickou objedn\u00e1vku do aukce na n\u00e1kup cenn\u00fdch pap\u00edr\u016f. V\u00a0den aukce je pak na z\u00e1klad\u011b t\u011bchto objedn\u00e1vek zanesen n\u00e1kup do Syst\u00e9mu a emise je rozd\u011blena podle po\u017eadavk\u016f jednotliv\u00fdch subjekt\u016f. Jde o prim\u00e1rn\u00ed n\u00e1kup\/prodej dluhopis\u016f. Za cenn\u00e9 pap\u00edry se plat\u00ed v\u00a0sou\u010dinnost\u00ed se syst\u00e9mem CERTIS, co\u017e je mezibankovn\u00ed syst\u00e9m platebn\u00edho styku N\u00e1rodn\u00ed banky.<\/p>\n<p>Pro ji\u017e b\u011b\u017e\u00edc\u00ed emise se vyu\u017e\u00edv\u00e1 aktu\u00e1ln\u00edch cen na trhu a n\u00e1kupu v\u00a0re\u00e1ln\u00e9m \u010dase. Princip funguje tak, \u017ee po zaplacen\u00ed jsou p\u0159ed\u00e1ny dluhopisy. V\u00a0praxi jde o to, \u017ee je <a href=\"https:\/\/www.forexsrovnavac.cz\/mag\/rubrika\/akcie\/\">cenn\u00fd pap\u00edr<\/a> (dluhopis) p\u0159eveden z\u00a0majetkov\u00e9ho \u00fa\u010dtu prod\u00e1vaj\u00edc\u00edho (\u010di emitenta) na majetkov\u00fd \u00fa\u010det kupuj\u00edc\u00edho. Z\u00e1rove\u0148 dojde k\u00a0p\u0159evodu \u010d\u00e1stky, za kterou je dluhopis nakupov\u00e1n. V\u0161e velice snadno a do p\u00e1r minut od po\u017eadavku klienta. Spr\u00e1va u\u010dtu je samoz\u0159ejm\u011b mo\u017en\u00e1 online prost\u0159ednictv\u00edm internetu, co\u017e v\u00fdrazn\u011b zp\u0159ehled\u0148uje a zjednodu\u0161uje ve\u0161kerou komunikaci mezi kupuj\u00edc\u00edm a prod\u00e1vaj\u00edc\u00edm subjektem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>St\u00e1tn\u00ed dluhopisy jsou relativn\u011b jednoduchou mo\u017enost\u00ed, jak s minim\u00e1ln\u00edm rizikem, p\u0159esn\u011b danou likviditou a solidn\u00edm v\u00fdnosem investovat sv\u00e9 finance. V Syst\u00e9mu dluhopis\u016f je velice snadn\u00e1 orientace a tak nen\u00ed v\u016fbec slo\u017eit\u00e9 nakupovat, spravovat \u010di prod\u00e1vat sv\u00e9 dluhopisy. St\u00e1t je nav\u00edc ur\u010dit\u00fdm garantem, \u017ee sv\u00e9 pen\u00edze skute\u010dn\u011b obdr\u017e\u00edte. Pokud chce investor nakoupit st\u00e1tn\u00ed pokladni\u010dn\u00ed pouk\u00e1zky, tedy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3004,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"kde a jak se nakupuj\u00ed st\u00e1tn\u00ed dluhopisy? V\u00fdhody a nev\u00fdhody investice do st\u00e1tn\u00edch dluhopis\u016f. Proti infla\u010dn\u00ed, kr\u00e1tkodob\u00e9 dluhopisy.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[194],"tags":[],"class_list":["post-3003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-akcie"],"modified_by":"Krpensk\u00fd Martin","_links":{"self":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/3003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/comments?post=3003"}],"version-history":[{"count":0,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/3003\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media\/3004"}],"wp:attachment":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media?parent=3003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/categories?post=3003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/tags?post=3003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}