{"id":8302,"date":"2024-10-07T12:23:28","date_gmt":"2024-10-07T10:23:28","guid":{"rendered":"https:\/\/www.forexsrovnavac.cz\/mag\/?p=8302"},"modified":"2025-01-10T14:05:57","modified_gmt":"2025-01-10T13:05:57","slug":"uroceni-vkladu-az-6-s-vyplatou-kazdy-mesic-jak-na-to","status":"publish","type":"post","link":"https:\/\/www.forexsrovnavac.cz\/mag\/uroceni-vkladu-az-6-s-vyplatou-kazdy-mesic-jak-na-to\/","title":{"rendered":"\u00daro\u010den\u00ed vklad\u016f a\u017e 6% s v\u00fdplatou ka\u017ed\u00fd m\u011bs\u00edc &#8211; Jak na to?"},"content":{"rendered":"<p>\u00daro\u010den\u00ed vklad\u016f je d\u00edky vysok\u00fdm \u00farokov\u00fdm sazb\u00e1m mo\u017enost, zv\u00fd\u0161it hodnotu sv\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f, ani\u017e byste je museli aktivn\u011b investovat. N\u011bkter\u00e9 obchodn\u00ed platformy, jako je XTB a eToro, nab\u00edz\u00ed sv\u00fdm klient\u016fm mo\u017enost z\u00edskat \u00farok z neinvestovan\u00fdch prost\u0159edk\u016f, a to a\u017e do v\u00fd\u0161e 6 % ro\u010dn\u011b.<\/p>\n<p>Tento p\u0159\u00edstup umo\u017e\u0148uje profitovat i v dob\u011b, kdy se \u010dek\u00e1 na vhodn\u00e9 investi\u010dn\u00ed p\u0159\u00edle\u017eitosti. V tomto \u010dl\u00e1nku se pod\u00edv\u00e1me na konkr\u00e9tn\u00ed nab\u00eddky XTB a eToro, v\u010detn\u011b jejich \u00farokov\u00fdch sazeb, v\u00fdplatn\u00edch podm\u00ednek a dal\u0161\u00edch d\u016fle\u017eit\u00fdch detail\u016f.<\/p>\n<h2>XTB \u00faro\u010den\u00ed a\u017e 6% ro\u010dn\u011b<\/h2>\n<p><a href=\"https:\/\/www.forexsrovnavac.cz\/recenze\/cs\/xtb\">XTB<\/a> nab\u00edz\u00ed sv\u00fdm klient\u016fm mo\u017enost z\u00edskat \u00farok z voln\u00fdch prost\u0159edk\u016f, kter\u00e9 nejsou aktu\u00e1ln\u011b investov\u00e1ny. Zat\u00edmco \u010dek\u00e1te na ide\u00e1ln\u00ed investi\u010dn\u00ed p\u0159\u00edle\u017eitost, va\u0161e neinvestovan\u00e9 prost\u0159edky v\u00e1m mohou p\u0159in\u00e1\u0161et \u00faroky, a to bez nutnosti jak\u00fdchkoli dal\u0161\u00edch krok\u016f z va\u0161\u00ed strany. Syst\u00e9m \u00faro\u010den\u00ed je zcela automatick\u00fd. Jakmile m\u00e1te na sv\u00e9m \u00fa\u010dtu u XTB voln\u00e9 finan\u010dn\u00ed prost\u0159edky, \u00farok se v\u00e1m za\u010d\u00edn\u00e1 po\u010d\u00edtat ka\u017ed\u00fd den na z\u00e1klad\u011b denn\u00edho z\u016fstatku. \u00daroky jsou n\u00e1sledn\u011b vypl\u00e1ceny m\u011bs\u00ed\u010dn\u011b do p\u011bti pracovn\u00edch dn\u016f od konce m\u011bs\u00edce.<\/p>\n<h3>Aktu\u00e1ln\u00ed \u00farokov\u00e9 sazby<\/h3>\n<p>V sou\u010dasn\u00e9 dob\u011b nab\u00edz\u00ed XTB n\u00e1sleduj\u00edc\u00ed \u00farokov\u00e9 sazby pro neinvestovan\u00e9 prost\u0159edky v r\u016fzn\u00fdch m\u011bn\u00e1ch:<\/p>\n<ul>\n<li><strong>EUR<\/strong>: 4.20 % p.a. pro prvn\u00edch 90 dn\u00ed od uzav\u0159en\u00ed smlouvy, pot\u00e9 1.65 % p.a.<\/li>\n<li><strong>USD<\/strong>: 4.60 % p.a. pro prvn\u00edch 90 dn\u00ed, n\u00e1sledn\u011b 2.30 % p.a.<\/li>\n<li><strong>CZK<\/strong>: 6.00 % p.a. pro prvn\u00edch 90 dn\u00ed, pot\u00e9 1.00 % p.a.<\/li>\n<\/ul>\n<p>\u00darokov\u00e9 sazby nejsou fixn\u00ed a mohou se m\u011bnit podle aktu\u00e1ln\u00ed tr\u017en\u00ed situace. Pro nov\u00e9 klienty plat\u00ed zv\u00fd\u0161en\u00e9 sazby prvn\u00edch 90 dn\u00ed, pot\u00e9 se \u00faro\u010den\u00ed sn\u00ed\u017e\u00ed na ni\u017e\u0161\u00ed sazby. Aktu\u00e1ln\u00ed \u00faroky najdete p\u0159\u00edmo na str\u00e1nk\u00e1ch <a href=\"https:\/\/www.forexsrovnavac.cz\/mag\/xt-cs\">XTB.<\/a><\/p>\n<h3>Variabiln\u00ed \u00farokov\u00e9 sazby<\/h3>\n<p>\u00darokov\u00e9 sazby, kter\u00e9 XTB nab\u00edz\u00ed, nejsou fixn\u00ed. M\u011bn\u00ed se ka\u017ed\u00fd t\u00fdden, co\u017e znamen\u00e1, \u017ee \u00farok, kter\u00fd z\u00edsk\u00e1te, m\u016f\u017ee kol\u00edsat v z\u00e1vislosti na aktu\u00e1ln\u00edch tr\u017en\u00edch podm\u00ednk\u00e1ch. Pro nov\u00e9 klienty plat\u00ed zv\u00fd\u0161en\u00e1 \u00farokov\u00e1 sazba po dobu prvn\u00edch 90 dn\u00ed od otev\u0159en\u00ed \u00fa\u010dtu, po uplynut\u00ed t\u00e9to doby se pak \u00faroky sni\u017euj\u00ed.<\/p>\n<h3>Sazby podle m\u011bn<\/h3>\n<p>XTB nab\u00edz\u00ed \u00faroky v r\u016fzn\u00fdch m\u011bn\u00e1ch, p\u0159i\u010dem\u017e sazby se li\u0161\u00ed v z\u00e1vislosti na d\u00e9lce trv\u00e1n\u00ed va\u0161eho \u00fa\u010dtu. Pro nov\u011b zalo\u017een\u00e9 \u00fa\u010dty plat\u00ed vy\u0161\u0161\u00ed sazby po dobu prvn\u00edch t\u0159\u00ed m\u011bs\u00edc\u016f. Aktu\u00e1ln\u00ed sazby najdete v\u017edy na str\u00e1nk\u00e1ch XTB, p\u0159i\u010dem\u017e pro v\u0161echny klienty plat\u00ed stejn\u00e1 pravidla bez ohledu na datum uzav\u0159en\u00ed smlouvy.<\/p>\n<h3>Bez minim\u00e1ln\u00edho z\u016fstatku<\/h3>\n<p>Dal\u0161\u00ed v\u00fdhodou je, \u017ee pro z\u00edsk\u00e1n\u00ed \u00farok\u016f nen\u00ed t\u0159eba m\u00edt na \u00fa\u010dtu \u017e\u00e1dn\u00fd minim\u00e1ln\u00ed z\u016fstatek. \u00darok se po\u010d\u00edt\u00e1 z jak\u00e9koliv \u010d\u00e1stky, kterou na \u00fa\u010dtu m\u00e1te. Tento p\u0159\u00edstup zaji\u0161\u0165uje, \u017ee ka\u017ed\u00fd klient m\u016f\u017ee profitovat ze sv\u00fdch neinvestovan\u00fdch prost\u0159edk\u016f bez ohledu na velikost sv\u00e9ho portfolia.<\/p>\n<h3>Co s dan\u011bmi?<\/h3>\n<p>\u00daroky, kter\u00e9 z\u00edsk\u00e1te, podl\u00e9haj\u00ed dan\u00edm. XTB v\u011bt\u0161inou da\u0148 strh\u00e1v\u00e1 automaticky a odv\u00e1d\u00ed ji da\u0148ov\u00e9mu \u00fa\u0159adu. Podrobnosti se odv\u00edj\u00ed od toho, kde \u017eijete, tak\u017ee pokud si nejste jist\u00ed, doporu\u010dujeme se poradit s da\u0148ov\u00fdm poradcem.<\/p>\n<div id=\"attachment_9022\" style=\"width: 908px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb.png\"><img alt=\"\" loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-9022\" class=\"wp-image-9022 size-full\" title=\"Srovn\u00e1n\u00ed \u00faro\u010den\u00ed vklad\u016f u broker\u016f XTB a eToro \" src=\"https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb.png\" alt=\"\" width=\"908\" height=\"560\" srcset=\"https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb.png 908w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-150x93.png 150w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-768x474.png 768w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-65x40.png 65w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-52x32.png 52w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-130x80.png 130w, https:\/\/www.forexsrovnavac.cz\/mag\/wp-content\/uploads\/2024\/10\/uroceni-neinvestovanych-prostredku-etoro-vs-xtb-219x135.png 219w\" sizes=\"auto, (max-width: 908px) 100vw, 908px\" \/><\/a><p id=\"caption-attachment-9022\" class=\"wp-caption-text\">Srovn\u00e1n\u00ed \u00faro\u010den\u00ed vklad\u016f u broker\u016f XTB a eToro<\/p><\/div>\n<h2>eToro a\u017e 4.8% ro\u010dn\u011b<\/h2>\n<p>Na <a href=\"https:\/\/www.forexsrovnavac.cz\/recenze\/cs\/etoro\">eToro<\/a> m\u016f\u017eete vyd\u011bl\u00e1vat na pen\u011bz\u00edch, kter\u00e9 nem\u00e1te pr\u00e1v\u011b investovan\u00e9. V\u0161e funguje automaticky a ka\u017ed\u00fd m\u011bs\u00edc v\u00e1m p\u0159ibude \u00farok na \u00fa\u010det. Nav\u00edc jsou va\u0161e finance v\u017edy k dispozici k v\u00fdb\u011bru, tak\u017ee nejste nijak omezeni. Syst\u00e9m je jednoduch\u00fd a p\u0159ehledn\u00fd, tak\u017ee s t\u00edm nemus\u00edte m\u00edt starosti.<\/p>\n<h3>Jak\u00e9 sazby eToro nab\u00edz\u00ed?<\/h3>\n<p>V sou\u010dasn\u00e9 dob\u011b eToro nab\u00edz\u00ed n\u00e1sleduj\u00edc\u00ed \u00farokov\u00e9 sazby na z\u00e1klad\u011b po\u017eadovan\u00e9ho celkov\u00e9ho z\u016fstatku:<\/p>\n<ul>\n<li><strong>$250,000<\/strong>: 4.8 % ro\u010dn\u00ed \u00farokov\u00e1 sazba (pevn\u00e1)<\/li>\n<li><strong>$50,000<\/strong>: 4.5 % ro\u010dn\u00ed \u00farokov\u00e1 sazba<\/li>\n<li><strong>$25,000<\/strong>: 3.5 % ro\u010dn\u00ed \u00farokov\u00e1 sazba<\/li>\n<li><strong>$10,000<\/strong>: 1.5 % ro\u010dn\u00ed \u00farokov\u00e1 sazba<\/li>\n<\/ul>\n<p>Tyto sazby jsou pevn\u011b stanoveny a jejich v\u00fd\u0161e z\u00e1vis\u00ed na celkov\u00e9m z\u016fstatku, kter\u00fd zahrnuje jak investovan\u00e9 prost\u0159edky, tak disponibiln\u00ed hotovost. \u00daroky se po\u010d\u00edtaj\u00ed denn\u011b, ale vypl\u00e1c\u00ed se m\u011bs\u00ed\u010dn\u011b. Ka\u017ed\u00fd m\u011bs\u00edc m\u016f\u017eete o\u010dek\u00e1vat automatick\u00e9 p\u0159ipisov\u00e1n\u00ed \u00farok\u016f p\u0159\u00edmo na v\u00e1\u0161 \u00fa\u010det, ani\u017e byste museli podnikat jak\u00e9koli dal\u0161\u00ed kroky. Aktu\u00e1ln\u00ed \u00faroky najdete p\u0159\u00edmo na str\u00e1nk\u00e1ch <a href=\"https:\/\/www.forexsrovnavac.cz\/mag\/et-cs\">eToro.<\/a><\/p>\n<h3>Jak funguje v\u00fdpo\u010det \u00farok\u016f?<\/h3>\n<p>\u00daroky z\u00edsk\u00e1te z \u010d\u00e1stky, kterou m\u00e1te na \u00fa\u010dtu k dispozici jako neinvestovanou hotovost. Tomuto z\u016fstatku se \u0159\u00edk\u00e1 <strong>disponibiln\u00ed z\u016fstatek<\/strong>. V\u00fd\u0161e \u00faroku, kter\u00fd dostanete, z\u00e1vis\u00ed na tom, kolik m\u00e1te celkov\u011b na \u00fa\u010dtu \u2013 zahrnuj\u00ed se sem i investovan\u00e9 pen\u00edze. Tento <strong>celkov\u00fd z\u016fstatek<\/strong> ovliv\u0148uje, jakou sazbu v\u00e1m eToro nab\u00eddne.<\/p>\n<p>P\u0159esto\u017ee jsou \u00farokov\u00e9 sazby ro\u010dn\u00ed, v\u00fdpo\u010det \u00farok\u016f prob\u00edh\u00e1 ka\u017ed\u00fd den a v\u00fdplata se <strong>prov\u00e1d\u00ed jednou m\u011bs\u00ed\u010dn\u011b<\/strong>. Na konci ka\u017ed\u00e9ho m\u011bs\u00edce je \u00farok p\u0159ips\u00e1n automaticky na v\u00e1\u0161 \u00fa\u010det, a to bez jak\u00e9koliv akce z va\u0161\u00ed strany.<\/p>\n<h3>Kdy dostanu \u00farok?<\/h3>\n<p>\u00darok je vypl\u00e1cen v\u017edy do 5. pracovn\u00edho dne n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce. Pokud aktivujete \u00faro\u010den\u00ed a\u017e v polovin\u011b m\u011bs\u00edce, \u00faroky se za\u010dnou po\u010d\u00edtat a\u017e od tohoto dne.<\/p>\n<h3>Z\u00e1v\u011br<\/h3>\n<p>\u00daro\u010den\u00ed neinvestovan\u00fdch prost\u0159edk\u016f je skv\u011blou p\u0159\u00edle\u017eitost\u00ed, jak nechat sv\u00e9 pen\u00edze pracovat, ani\u017e bychom se museli zav\u00e1zat k okam\u017eit\u00e9 investici. XTB i eToro poskytuj\u00ed atraktivn\u00ed podm\u00ednky, kter\u00e9 mohou b\u00fdt l\u00e1kav\u00e9 pro r\u016fzn\u00e9 typy investor\u016f. XTB nab\u00edz\u00ed \u00farok a\u017e 6 % ro\u010dn\u011b, zat\u00edmco eToro zaujme pevn\u00fdmi sazbami a\u017e do v\u00fd\u0161e 4,8 %. V\u00fdb\u011br platformy z\u00e1vis\u00ed na va\u0161ich preferenc\u00edch a finan\u010dn\u00edch c\u00edlech.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00daro\u010den\u00ed vklad\u016f je d\u00edky vysok\u00fdm \u00farokov\u00fdm sazb\u00e1m mo\u017enost, zv\u00fd\u0161it hodnotu sv\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f, ani\u017e byste je museli aktivn\u011b investovat. N\u011bkter\u00e9 obchodn\u00ed platformy, jako je XTB a eToro, nab\u00edz\u00ed sv\u00fdm klient\u016fm mo\u017enost z\u00edskat \u00farok z neinvestovan\u00fdch prost\u0159edk\u016f, a to a\u017e do v\u00fd\u0161e 6 % ro\u010dn\u011b. Tento p\u0159\u00edstup umo\u017e\u0148uje profitovat i v dob\u011b, kdy se \u010dek\u00e1 na [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8303,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[213],"tags":[],"class_list":["post-8302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brokeri"],"modified_by":"Krpensk\u00fd Martin","_links":{"self":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/8302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/comments?post=8302"}],"version-history":[{"count":0,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/posts\/8302\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media\/8303"}],"wp:attachment":[{"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/media?parent=8302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/categories?post=8302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.forexsrovnavac.cz\/mag\/wp-json\/wp\/v2\/tags?post=8302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}