Capital.com vs. XTB
Comparison: Capital.com vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: XTB with an overall rating of 60%
Basic information
| Basic information |  Capital.com |  XTB |
|---|---|---|
| Deposit | 20 EUR/USD | 1 EUR/USD |
| Spreads | 0.6 EUR/USD | 0.9 EUR/USD |
| Established | 2017 | 2002 |
| Currency Pairs (Total Forex pairs) | 135 | 71 |
| Country | Cyprus, UK | Poland, Cyprus, UK |
| Regulation | FCA (UK), Cysec | FCA (UK), Authorised in the European Union (EU), Cysec |
| Trading app | MetaTrader 4 (MT4), Desktop Platform (Windows), Web Platform | Desktop Platform (Windows), Web Platform |
| Number of CFD asset classes | 4 | 6 |
| Broker type | MM | MM |
| Support | Phone, Mail, Chat | Phone, Mail, Chat |
| Funding methods | Yes | * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
73% of retail investor accounts lose money when trading CFDs with this provider.
XTB · www.xtb.com
77% of retail CFD accounts lose money.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Capital.com only reaches 50%. Capital.com requires a minimum deposit of 20 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Capital.com, the spread is 0.6 EUR/USD, while for XTB it is 0.9 EUR/USD. Tighter spreads make Capital.com a more advantageous choice. Capital.com offers 135 forex pairs, while XTB provides 71. A wider selection gives Capital.com the advantage. Capital.com was founded in 2017, while XTB has been operating since 2002. The older XTB has the upper hand in this regard. This advantage goes to XTB, while Capital.com lacks it. Capital.com is overseen by 2 regulatory bodies, while XTB has 3. Stricter oversight at XTB gives it an advantage. Capital.com supports 3 platforms, while XTB offers 2. A greater choice of platforms gives Capital.com the lead.
50%
Capital.com
60%
XTB
Key Strengths
Capital.com
- Information about advantages is not available
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
Comparison by Categories
Comprehensive Comparison: Capital.com vs XTB
Capital.com XTB Investments
50 % 75 %| Investments | Capital.com | XTB |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 135 | 71 |
| CFDs – Total Offered | 3000 | 8600+ |
| Options CFD | No | No |
| Share CFDs | No | Yes |
| Forex CFD | Yes | Yes |
| Commodities CFD | Yes | Yes |
| ETF CFD | No | Yes |
| Indicies CFD | Yes | Yes |
| Cryptocurrency traded as actual | No | No |
| Cryptocurrency traded as CFD | Yes | Yes |
Cost
100 % 40 %| Cost | Capital.com | XTB |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 0.6 | 0.9 |
| Deposit from | 20 | 1 |
| Account fee | No | No |
| Inactivity fee | No | Yes |
| Active Trader or VIP Discounts | No | No |
| Withdrawal fees | No | Yes |
| Deposit fees | No | Yes |
Trading app
43 % 29 %| Trading app | Capital.com | XTB |
|---|---|---|
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
80 % 100 %| Trading Tools | Capital.com | XTB |
|---|---|---|
| Financial leverage | Yes | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | Yes |
| Charting – Indicators / Studies (Total) | Yes | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | Yes | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | Yes |
| Daily financial news | No | Yes |
| Order Type – Trailing Stop | No | Yes |
Research
67 % 100 %| Research | Capital.com | XTB |
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Social Sentiment – Currency Pairs | Yes | Yes |
| Economic Calendar | Yes | Yes |
| Research | No | Yes |
Education
67 % 100 %| Education | Capital.com | XTB |
|---|---|---|
| Has Education – Forex | Yes | Yes |
| Has Education – CFDs | Yes | Yes |
| Client Webinars | Yes | Yes |
| Videos – Advanced Trading Videos | No | Yes |
| Investor Dictionary (Glossary) | No | Yes |
| Education | Yes | Yes |
Forex
100 % 100 %| Forex | Capital.com | XTB |
|---|---|---|
| GBP/USD | Yes | Yes |
| USD/JPY | Yes | Yes |
| EUR/USD | Yes | Yes |
| USD/CHF | Yes | Yes |
| USD/CAD | Yes | Yes |
| NZD/USD | Yes | Yes |
| AUD/USD | Yes | Yes |
Commodities
73 % 82 %| Commodities | Capital.com | XTB |
|---|---|---|
| Gold | Yes | Yes |
| Silver | Yes | Yes |
| WIT Oil | Yes | Yes |
| Brent Oil | Yes | Yes |
| Coffee | Yes | Yes |
| Cocoa | Yes | Yes |
| Soybeans | No | Yes |
| Rice | No | No |
| Corn | No | No |
| Platinum | Yes | Yes |
| Palladium | Yes | Yes |
Indicies
100 % 100 %| Indicies | Capital.com | XTB |
|---|---|---|
| DAX 40 | Yes | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
100 % 60 %| Cryptocurrencies | Capital.com | XTB |
|---|---|---|
| Bitcoin | Yes | Yes |
| Litecoin | Yes | Yes |
| Ethereum | Yes | Yes |
| Ripple | Yes | Yes |
| Neo | Yes | No |
| Stellar | Yes | Yes |
| Cardano | Yes | No |
| Tron | Yes | No |
| Monero | Yes | No |
| EOS | Yes | Yes |
Regulations
33 % 50 %| Regulations | Capital.com | XTB |
|---|---|---|
| Cysec | Yes | Yes |
| ASIC (Australia) | No | No |
| FCA (UK) | Yes | Yes |
| Authorised in the European Union (EU) | No | Yes |
| CFTC Registered (USA) | No | No |
| FINMA (Switzerland) | No | No |
Support
100 % 100 %| Support | Capital.com | XTB |
|---|---|---|
| Chat | Yes | Yes |
| Phone | Yes | Yes |
| Yes | Yes |
Overall
50 % 60 %| Overall | Capital.com | XTB |
|---|
Our Recommendations
Best for XTB
Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.
Best Platform Capital.com
The trading platform of broker Capital.com offers an intuitive interface and advanced features for efficient trading.
Lowest Costs Capital.com
offers competitive spreads and lower fees, making it ideal for active traders.
Capital.com XTB