FXCM vs. XTB

Comparison: FXCM vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.

Winner of this comparison: XTB with an overall rating of 60%

FXCM vs. XTB
FXCM
XTB

Basic information

Deposit
50 EUR/USD
1 EUR/USD
Spreads
1 EUR/USD
0.9 EUR/USD
Established
1999
2002
Currency Pairs (Total Forex pairs)
20
71
Country
Germany
Poland, Cyprus, UK
Regulation
FCA (UK), Authorised in the European Union (EU), ASIC (Australia), Cysec
FCA (UK), Authorised in the European Union (EU), Cysec
Trading app
Desktop Platform (Windows), Web Platform, Social Trading / Copy-Trading
Desktop Platform (Windows), Web Platform
Number of CFD asset classes
7
6
Broker type
MM
MM
Support
Phone, Mail
Phone, Mail, Chat
Funding methods
* Some of the payment methods may not be available in your country. Skrill, GiroPay, Qiwi, FasaPay, UnionPay, BitPay, Klarna, PaySafeCard, PayPal, Advcash, Cryptocurrencies, Poli, WebMoney
* Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
Real Stocks and ETFs
Yes
Yes

*The value is indicative from the broker's website. The spread amount is variable.

XTB · www.xtb.com

71% of retail CFD accounts lose money.

Comparison Result

If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while FXCM only reaches 52%. FXCM requires a minimum deposit of 50 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For FXCM, the spread is 1 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. FXCM offers 20 forex pairs, while XTB provides 71. More options come with XTB. FXCM was founded in 1999, while XTB has been operating since 2002. The longer tradition of FXCM means greater experience. Both brokers allow trading with real stocks. FXCM is overseen by 4 regulatory bodies, while XTB has 3. More regulations at FXCM enhance its trustworthiness. FXCM supports 3 platforms, while XTB offers 2. A greater choice of platforms gives FXCM the lead.
52%
FXCM
60%
XTB

Key Strengths

FXCM
  • The broker is regulated in four Tier-1 jurisdictions and two Tier-2 jurisdictions.
  • FXCM has received awards for the best tools and platforms, professional trading, algorithmic trading, and copy trading.
  • FXCM publishes monthly execution reports, including statistics on slippage and order execution quality.
XTB
  • Offers real stocks and ETFs
  • Automatic investing
  • Pays interest on uninvested funds
  • Regulated by FCA (UK) and Cysec and under supervision
  • Video content and webinars for clients
  • XTB is a trustworthy brand established in 2002

Comparison by Categories

  1. Investments 88 75
  2. Cost 20 40
  3. Trading app 43 29
  4. Trading Tools 60 100
  5. Research 50 100
  6. Education 67 100
  7. Forex 100 100
  8. Commodities 36 82
  9. Indicies 80 100
  10. Cryptocurrencies 40 60
  11. Regulations 67 50
  12. Support 67 100
  13. Overall 52 60

Comprehensive Comparison: FXCM vs XTB

FXCM
XTB

Investments

88 % 75 %
Currency Pairs (Total Forex pairs)
20
71
CFDs – Total Offered
200+
8600+
Options CFD
Yes
No
Share CFDs
No
Yes
Forex CFD
Yes
Yes
Commodities CFD
Yes
Yes
ETF CFD
Yes
Yes
Indicies CFD
Yes
Yes
Cryptocurrency traded as actual
Yes
No
Cryptocurrency traded as CFD
Yes
Yes
Winner
No
No

Cost

20 % 40 %
Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable.
1
0.9
Deposit from
50
1
Account fee
No
No
Inactivity fee
Yes
Yes
Active Trader or VIP Discounts
Yes
No
Withdrawal fees
Yes
Yes
Deposit fees
Yes
Yes
Winner
No
No

Trading app

43 % 29 %
Desktop Platform (Windows)
Yes
Yes
Web Platform
Yes
Yes
Social Trading / Copy-Trading
Yes
No
MetaTrader 4 (MT4)
No
No
MetaTrader 5 (MT5)
No
No
Currenex
No
No
cTrader
No
No
Winner
No
No

Trading Tools

60 % 100 %
Financial leverage
No
Yes
Virtual Trading (Demo)
Yes
Yes
Alerts – Basic Fields
Yes
Yes
Charting – Indicators / Studies (Total)
No
Yes
Charting – Drawing Tools (Total)
Yes
Yes
Charting – Trade From Chart
No
Yes
Stop-Loss
Yes
Yes
Finacial Calendar
Yes
Yes
Daily financial news
Yes
Yes
Order Type – Trailing Stop
No
Yes
Winner
No
No

Research

50 % 100 %
Daily Market Commentary
No
Yes
Forex News (Top-Tier Sources)
Yes
Yes
Weekly Webinars
Yes
Yes
Social Sentiment – Currency Pairs
Yes
Yes
Economic Calendar
No
Yes
Research
No
Yes
Winner
No
No

Education

67 % 100 %
Has Education – Forex
No
Yes
Has Education – CFDs
Yes
Yes
Client Webinars
Yes
Yes
Videos – Advanced Trading Videos
Yes
Yes
Investor Dictionary (Glossary)
No
Yes
Education
Yes
Yes
Winner
No
No

Forex

100 % 100 %
GBP/USD
Yes
Yes
USD/JPY
Yes
Yes
EUR/USD
Yes
Yes
USD/CHF
Yes
Yes
USD/CAD
Yes
Yes
NZD/USD
Yes
Yes
AUD/USD
Yes
Yes
Winner
No
No

Commodities

36 % 82 %
Gold
No
Yes
Silver
Yes
Yes
WIT Oil
No
Yes
Brent Oil
Yes
Yes
Coffee
No
Yes
Cocoa
Yes
Yes
Soybeans
Yes
Yes
Rice
No
No
Corn
No
No
Platinum
No
Yes
Palladium
No
Yes
Winner
No
No

Indicies

80 % 100 %
DAX 40
No
Yes
S&P 500
Yes
Yes
Nasdaq
Yes
Yes
Dow Jones
Yes
Yes
Nikkei
Yes
Yes
Winner
No
No

Cryptocurrencies

40 % 60 %
Bitcoin
No
Yes
Litecoin
No
Yes
Ethereum
Yes
Yes
Ripple
No
Yes
Neo
No
No
Stellar
Yes
Yes
Cardano
Yes
No
Tron
No
No
Monero
Yes
No
EOS
No
Yes
Winner
No
No

Regulations

67 % 50 %
Cysec
Yes
Yes
ASIC (Australia)
Yes
No
FCA (UK)
Yes
Yes
Authorised in the European Union (EU)
Yes
Yes
CFTC Registered (USA)
No
No
FINMA (Switzerland)
No
No
Winner
No
No

Support

67 % 100 %
Chat
No
Yes
Phone
Yes
Yes
Mail
Yes
Yes
Winner
No
No

Overall

52 % 60 %
Winner
No
No

Our Recommendations

Best for XTB

Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.

Best Platform FXCM

The trading platform of broker FXCM offers an intuitive interface and advanced features for efficient trading.

Lowest Costs XTB

offers competitive spreads and lower fees, making it ideal for active traders.

FXCM XTB