Interactive brokers vs. XTB
Comparison: Interactive brokers vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: XTB with an overall rating of 60%
Basic information
| Basic information |  Interactive brokers |  XTB |
|---|---|---|
| Deposit | 10 EUR/USD | 1 EUR/USD |
| Spreads | 1 EUR/USD | 0.9 EUR/USD |
| Established | 1978 | 2002 |
| Currency Pairs (Total Forex pairs) | 22 | 71 |
| Country | UK | Poland, Cyprus, UK |
| Regulation | Authorised in the European Union (EU) | FCA (UK), Authorised in the European Union (EU), Cysec |
| Trading app | Desktop Platform (Windows), Web Platform | Desktop Platform (Windows), Web Platform |
| Number of CFD asset classes | 5 | 6 |
| Broker type | ECN, STP | MM |
| Support | Phone, Mail, Chat | Phone, Mail, Chat |
| Funding methods | * Some of the payment methods may not be available in your country. Visa/Mastercard, Bank Wire | * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
XTB · www.xtb.com
77% of retail CFD accounts lose money.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Interactive brokers only reaches 50%. Interactive brokers requires a minimum deposit of 10 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Interactive brokers, the spread is 1 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. Interactive brokers offers 22 forex pairs, while XTB provides 71. More options come with XTB. Interactive brokers was founded in 1978, while XTB has been operating since 2002. The longer tradition of Interactive brokers means greater experience. Both brokers allow trading with real stocks. Interactive brokers is overseen by 1 regulatory bodies, while XTB has 3. Stricter oversight at XTB gives it an advantage. Interactive brokers supports 2 platforms, while XTB offers 2. In terms of platform count, both are on the same level.
50%
Interactive brokers
60%
XTB
Key Strengths
Interactive brokers
- Extremely low fees
- Wide range of products
- Many great research tools
- Low margin rates
- No inactivity fee and no withdrawal fee
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
Comparison by Categories
Comprehensive Comparison: Interactive brokers vs XTB
Interactive brokers XTB Investments
62 % 75 %| Investments | Interactive brokers | XTB |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 22 | 71 |
| CFDs – Total Offered | 100+ | 8600+ |
| Options CFD | Yes | No |
| Share CFDs | No | Yes |
| Forex CFD | Yes | Yes |
| Commodities CFD | Yes | Yes |
| ETF CFD | Yes | Yes |
| Indicies CFD | Yes | Yes |
| Cryptocurrency traded as actual | No | No |
| Cryptocurrency traded as CFD | No | Yes |
Cost
80 % 40 %| Cost | Interactive brokers | XTB |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 1 | 0.9 |
| Deposit from | 10 | 1 |
| Account fee | No | No |
| Inactivity fee | Yes | Yes |
| Active Trader or VIP Discounts | No | No |
| Withdrawal fees | No | Yes |
| Deposit fees | No | Yes |
Trading app
29 % 29 %| Trading app | Interactive brokers | XTB |
|---|---|---|
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
100 % 100 %| Trading Tools | Interactive brokers | XTB |
|---|---|---|
| Financial leverage | Yes | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | Yes |
| Charting – Indicators / Studies (Total) | Yes | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | Yes | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | Yes |
| Daily financial news | Yes | Yes |
| Order Type – Trailing Stop | Yes | Yes |
Research
83 % 100 %| Research | Interactive brokers | XTB |
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Social Sentiment – Currency Pairs | No | Yes |
| Economic Calendar | Yes | Yes |
| Research | Yes | Yes |
Education
100 % 100 %| Education | Interactive brokers | XTB |
|---|---|---|
| Has Education – Forex | Yes | Yes |
| Has Education – CFDs | Yes | Yes |
| Client Webinars | Yes | Yes |
| Videos – Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | Yes | Yes |
| Education | Yes | Yes |
Forex
100 % 100 %| Forex | Interactive brokers | XTB |
|---|---|---|
| GBP/USD | Yes | Yes |
| USD/JPY | Yes | Yes |
| EUR/USD | Yes | Yes |
| USD/CHF | Yes | Yes |
| USD/CAD | Yes | Yes |
| NZD/USD | Yes | Yes |
| AUD/USD | Yes | Yes |
Commodities
100 % 82 %| Commodities | Interactive brokers | XTB |
|---|---|---|
| Gold | Yes | Yes |
| Silver | Yes | Yes |
| WIT Oil | Yes | Yes |
| Brent Oil | Yes | Yes |
| Coffee | Yes | Yes |
| Cocoa | Yes | Yes |
| Soybeans | Yes | Yes |
| Rice | Yes | No |
| Corn | Yes | No |
| Platinum | Yes | Yes |
| Palladium | Yes | Yes |
Indicies
100 % 100 %| Indicies | Interactive brokers | XTB |
|---|---|---|
| DAX 40 | Yes | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
0 % 60 %| Cryptocurrencies | Interactive brokers | XTB |
|---|---|---|
| Bitcoin | No | Yes |
| Litecoin | No | Yes |
| Ethereum | No | Yes |
| Ripple | No | Yes |
| Neo | No | No |
| Stellar | No | Yes |
| Cardano | No | No |
| Tron | No | No |
| Monero | No | No |
| EOS | No | Yes |
Regulations
17 % 50 %| Regulations | Interactive brokers | XTB |
|---|---|---|
| Cysec | No | Yes |
| ASIC (Australia) | No | No |
| FCA (UK) | No | Yes |
| Authorised in the European Union (EU) | Yes | Yes |
| CFTC Registered (USA) | No | No |
| FINMA (Switzerland) | No | No |
Support
100 % 100 %| Support | Interactive brokers | XTB |
|---|---|---|
| Chat | Yes | Yes |
| Phone | Yes | Yes |
| Yes | Yes |
Overall
50 % 60 %| Overall | Interactive brokers | XTB |
|---|
Our Recommendations
Best for XTB
Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.
Best Platform
Both brokers offer excellent trading platforms with similar features and user-friendliness.
Lowest Costs Interactive brokers
offers competitive spreads and lower fees, making it ideal for active traders.
Interactive brokers XTB