Interactive brokers vs. XTB

Comparison: Interactive brokers vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.

Winner of this comparison: XTB with an overall rating of 60%

Interactive brokers vs. XTB
Interactive brokers
XTB

Basic information

Deposit
10 EUR/USD
1 EUR/USD
Spreads
1 EUR/USD
0.9 EUR/USD
Established
1978
2002
Currency Pairs (Total Forex pairs)
22
71
Country
UK
Poland, Cyprus, UK
Regulation
Authorised in the European Union (EU)
FCA (UK), Authorised in the European Union (EU), Cysec
Trading app
Desktop Platform (Windows), Web Platform
Desktop Platform (Windows), Web Platform
Number of CFD asset classes
5
6
Broker type
ECN, STP
MM
Support
Phone, Mail, Chat
Phone, Mail, Chat
Funding methods
* Some of the payment methods may not be available in your country. Visa/Mastercard, Bank Wire
* Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
Real Stocks and ETFs
Yes
Yes

*The value is indicative from the broker's website. The spread amount is variable.

XTB · www.xtb.com

71% of retail CFD accounts lose money.

Comparison Result

If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Interactive brokers only reaches 50%. Interactive brokers requires a minimum deposit of 10 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Interactive brokers, the spread is 1 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. Interactive brokers offers 22 forex pairs, while XTB provides 71. More options come with XTB. Interactive brokers was founded in 1978, while XTB has been operating since 2002. The longer tradition of Interactive brokers means greater experience. Both brokers allow trading with real stocks. Interactive brokers is overseen by 1 regulatory bodies, while XTB has 3. Stricter oversight at XTB gives it an advantage. Interactive brokers supports 2 platforms, while XTB offers 2. In terms of platform count, both are on the same level.
50%
Interactive brokers
60%
XTB

Key Strengths

Interactive brokers
  • Extremely low fees
  • Wide range of products
  • Many great research tools
  • Low margin rates
  • No inactivity fee and no withdrawal fee
XTB
  • Offers real stocks and ETFs
  • Automatic investing
  • Pays interest on uninvested funds
  • Regulated by FCA (UK) and Cysec and under supervision
  • Video content and webinars for clients
  • XTB is a trustworthy brand established in 2002

Comparison by Categories

  1. Investments 62 75
  2. Cost 80 40
  3. Trading app 29 29
  4. Trading Tools 100 100
  5. Research 83 100
  6. Education 100 100
  7. Forex 100 100
  8. Commodities 100 82
  9. Indicies 100 100
  10. Cryptocurrencies 0 60
  11. Regulations 17 50
  12. Support 100 100
  13. Overall 50 60

Comprehensive Comparison: Interactive brokers vs XTB

Interactive brokers
XTB

Investments

62 % 75 %
Currency Pairs (Total Forex pairs)
22
71
CFDs – Total Offered
100+
8600+
Options CFD
Yes
No
Share CFDs
No
Yes
Forex CFD
Yes
Yes
Commodities CFD
Yes
Yes
ETF CFD
Yes
Yes
Indicies CFD
Yes
Yes
Cryptocurrency traded as actual
No
No
Cryptocurrency traded as CFD
No
Yes
Winner
No
No

Cost

80 % 40 %
Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable.
1
0.9
Deposit from
10
1
Account fee
No
No
Inactivity fee
Yes
Yes
Active Trader or VIP Discounts
No
No
Withdrawal fees
No
Yes
Deposit fees
No
Yes
Winner
No
No

Trading app

29 % 29 %
Desktop Platform (Windows)
Yes
Yes
Web Platform
Yes
Yes
Social Trading / Copy-Trading
No
No
MetaTrader 4 (MT4)
No
No
MetaTrader 5 (MT5)
No
No
Currenex
No
No
cTrader
No
No
Winner
No
No

Trading Tools

100 % 100 %
Financial leverage
Yes
Yes
Virtual Trading (Demo)
Yes
Yes
Alerts – Basic Fields
Yes
Yes
Charting – Indicators / Studies (Total)
Yes
Yes
Charting – Drawing Tools (Total)
Yes
Yes
Charting – Trade From Chart
Yes
Yes
Stop-Loss
Yes
Yes
Finacial Calendar
Yes
Yes
Daily financial news
Yes
Yes
Order Type – Trailing Stop
Yes
Yes
Winner
No
No

Research

83 % 100 %
Daily Market Commentary
Yes
Yes
Forex News (Top-Tier Sources)
Yes
Yes
Weekly Webinars
Yes
Yes
Social Sentiment – Currency Pairs
No
Yes
Economic Calendar
Yes
Yes
Research
Yes
Yes
Winner
No
No

Education

100 % 100 %
Has Education – Forex
Yes
Yes
Has Education – CFDs
Yes
Yes
Client Webinars
Yes
Yes
Videos – Advanced Trading Videos
Yes
Yes
Investor Dictionary (Glossary)
Yes
Yes
Education
Yes
Yes
Winner
No
No

Forex

100 % 100 %
GBP/USD
Yes
Yes
USD/JPY
Yes
Yes
EUR/USD
Yes
Yes
USD/CHF
Yes
Yes
USD/CAD
Yes
Yes
NZD/USD
Yes
Yes
AUD/USD
Yes
Yes
Winner
No
No

Commodities

100 % 82 %
Gold
Yes
Yes
Silver
Yes
Yes
WIT Oil
Yes
Yes
Brent Oil
Yes
Yes
Coffee
Yes
Yes
Cocoa
Yes
Yes
Soybeans
Yes
Yes
Rice
Yes
No
Corn
Yes
No
Platinum
Yes
Yes
Palladium
Yes
Yes
Winner
No
No

Indicies

100 % 100 %
DAX 40
Yes
Yes
S&P 500
Yes
Yes
Nasdaq
Yes
Yes
Dow Jones
Yes
Yes
Nikkei
Yes
Yes
Winner
No
No

Cryptocurrencies

0 % 60 %
Bitcoin
No
Yes
Litecoin
No
Yes
Ethereum
No
Yes
Ripple
No
Yes
Neo
No
No
Stellar
No
Yes
Cardano
No
No
Tron
No
No
Monero
No
No
EOS
No
Yes
Winner
No
No

Regulations

17 % 50 %
Cysec
No
Yes
ASIC (Australia)
No
No
FCA (UK)
No
Yes
Authorised in the European Union (EU)
Yes
Yes
CFTC Registered (USA)
No
No
FINMA (Switzerland)
No
No
Winner
No
No

Support

100 % 100 %
Chat
Yes
Yes
Phone
Yes
Yes
Mail
Yes
Yes
Winner
No
No

Overall

50 % 60 %
Winner
No
No

Our Recommendations

Best for XTB

Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.

Best Platform

Both brokers offer excellent trading platforms with similar features and user-friendliness.

Lowest Costs Interactive brokers

offers competitive spreads and lower fees, making it ideal for active traders.

Interactive brokers XTB