Saxo Bank vs. XTB
Comparison: Saxo Bank vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: XTB with an overall rating of 60%
Basic information
Saxo Bank 
XTB Basic information
- Deposit
- 2000 EUR/USD
- 1 EUR/USD
- Spreads
- 2 EUR/USD
- 0.9 EUR/USD
- Established
- 1992
- 2002
- Currency Pairs (Total Forex pairs)
- 182
- 71
- Country
- Denmark, UK
- Poland, Cyprus, UK
- Regulation
- FCA (UK), ASIC (Australia), Cysec
- FCA (UK), Authorised in the European Union (EU), Cysec
- Trading app
- Web Platform
- Desktop Platform (Windows), Web Platform
- Number of CFD asset classes
- 5
- 6
- Broker type
- ECN, STP
- MM
- Support
- Phone, Mail, Chat
- Phone, Mail, Chat
- Funding methods
- * Some of the payment methods may not be available in your country. Visa/Mastercard, Bank Wire
- * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
- Real Stocks and ETFs
- Yes
- Yes
*The value is indicative from the broker's website. The spread amount is variable.
XTB · www.xtb.com
71% of retail CFD accounts lose money.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Saxo Bank only reaches 45%. Saxo Bank requires a minimum deposit of 2000 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Saxo Bank, the spread is 2 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. Saxo Bank offers 182 forex pairs, while XTB provides 71. A wider selection gives Saxo Bank the advantage. Saxo Bank was founded in 1992, while XTB has been operating since 2002. The longer tradition of Saxo Bank means greater experience. Both brokers allow trading with real stocks. Saxo Bank is overseen by 3 regulatory bodies, while XTB has 3. In terms of regulation, both are equal. Saxo Bank supports 1 platforms, while XTB offers 2. More options are provided by XTB.
45%
Saxo Bank
60%
XTB
Key Strengths
Saxo Bank
- Fully licensed European company with strong backing
- More suitable for professional traders
- Proprietary trading platforms
- Competitive trading spreads
- Really large number of trading instruments
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
Comparison by Categories
Comprehensive Comparison: Saxo Bank vs XTB
Saxo Bank XTB Investments
62 % 75 %- Currency Pairs (Total Forex pairs)
- 182
- 71
- CFDs – Total Offered
- 201+
- 8600+
- Options CFD
- No
- No
- Share CFDs
- Yes
- Yes
- Forex CFD
- Yes
- Yes
- Commodities CFD
- Yes
- Yes
- ETF CFD
- Yes
- Yes
- Indicies CFD
- Yes
- Yes
- Cryptocurrency traded as actual
- No
- No
- Cryptocurrency traded as CFD
- No
- Yes
- Winner
- No
- No
Cost
80 % 40 %- Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable.
- 2
- 0.9
- Deposit from
- 2000
- 1
- Account fee
- No
- No
- Inactivity fee
- Yes
- Yes
- Active Trader or VIP Discounts
- No
- No
- Withdrawal fees
- No
- Yes
- Deposit fees
- No
- Yes
- Winner
- No
- No
Trading app
14 % 29 %- Desktop Platform (Windows)
- No
- Yes
- Web Platform
- Yes
- Yes
- Social Trading / Copy-Trading
- No
- No
- MetaTrader 4 (MT4)
- No
- No
- MetaTrader 5 (MT5)
- No
- No
- Currenex
- No
- No
- cTrader
- No
- No
- Winner
- No
- No
Trading Tools
100 % 100 %- Financial leverage
- Yes
- Yes
- Virtual Trading (Demo)
- Yes
- Yes
- Alerts – Basic Fields
- Yes
- Yes
- Charting – Indicators / Studies (Total)
- Yes
- Yes
- Charting – Drawing Tools (Total)
- Yes
- Yes
- Charting – Trade From Chart
- Yes
- Yes
- Stop-Loss
- Yes
- Yes
- Finacial Calendar
- Yes
- Yes
- Daily financial news
- Yes
- Yes
- Order Type – Trailing Stop
- Yes
- Yes
- Winner
- No
- No
Research
83 % 100 %- Daily Market Commentary
- Yes
- Yes
- Forex News (Top-Tier Sources)
- Yes
- Yes
- Weekly Webinars
- Yes
- Yes
- Social Sentiment – Currency Pairs
- No
- Yes
- Economic Calendar
- Yes
- Yes
- Research
- Yes
- Yes
- Winner
- No
- No
Education
67 % 100 %- Has Education – Forex
- Yes
- Yes
- Has Education – CFDs
- Yes
- Yes
- Client Webinars
- Yes
- Yes
- Videos – Advanced Trading Videos
- Yes
- Yes
- Investor Dictionary (Glossary)
- No
- Yes
- Education
- No
- Yes
- Winner
- No
- No
Forex
100 % 100 %- GBP/USD
- Yes
- Yes
- USD/JPY
- Yes
- Yes
- EUR/USD
- Yes
- Yes
- USD/CHF
- Yes
- Yes
- USD/CAD
- Yes
- Yes
- NZD/USD
- Yes
- Yes
- AUD/USD
- Yes
- Yes
- Winner
- No
- No
Commodities
36 % 82 %- Gold
- Yes
- Yes
- Silver
- Yes
- Yes
- WIT Oil
- Yes
- Yes
- Brent Oil
- Yes
- Yes
- Coffee
- No
- Yes
- Cocoa
- No
- Yes
- Soybeans
- No
- Yes
- Rice
- No
- No
- Corn
- No
- No
- Platinum
- No
- Yes
- Palladium
- No
- Yes
- Winner
- No
- No
Indicies
100 % 100 %- DAX 40
- Yes
- Yes
- S&P 500
- Yes
- Yes
- Nasdaq
- Yes
- Yes
- Dow Jones
- Yes
- Yes
- Nikkei
- Yes
- Yes
- Winner
- No
- No
Cryptocurrencies
0 % 60 %- Bitcoin
- No
- Yes
- Litecoin
- No
- Yes
- Ethereum
- No
- Yes
- Ripple
- No
- Yes
- Neo
- No
- No
- Stellar
- No
- Yes
- Cardano
- No
- No
- Tron
- No
- No
- Monero
- No
- No
- EOS
- No
- Yes
- Winner
- No
- No
Regulations
50 % 50 %- Cysec
- Yes
- Yes
- ASIC (Australia)
- Yes
- No
- FCA (UK)
- Yes
- Yes
- Authorised in the European Union (EU)
- No
- Yes
- CFTC Registered (USA)
- No
- No
- FINMA (Switzerland)
- No
- No
- Winner
- No
- No
Support
100 % 100 %- Chat
- Yes
- Yes
- Phone
- Yes
- Yes
- Yes
- Yes
- Winner
- No
- No
Overall
45 % 60 %- Winner
- No
- No
Our Recommendations
Best for XTB
Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.
Best Platform XTB
The trading platform of broker XTB offers an intuitive interface and advanced features for efficient trading.
Lowest Costs Saxo Bank
offers competitive spreads and lower fees, making it ideal for active traders.
Saxo Bank XTB