Trading212 vs. Degiro
Comparison: Trading212 vs. Degiro – Which broker is better? A quick comparison of platform, fees, deposits, withdrawals and regulation.
Winner of this comparison: Trading212 with an overall rating of 47%
Basic information
| Basic information |  Trading212 |  Degiro |
|---|---|---|
| Deposit | 100 EUR/USD | 100 EUR/USD |
| Spreads | 1.5 EUR/USD | *The value is indicative from the broker's website. The spread amount is variable. |
| Established | 2017 | 2008 |
| Currency Pairs (Total Forex pairs) | 30 | 9 |
| Country | UK | Germany |
| Regulation | FCA (UK) | Authorised in the European Union (EU) |
| Trading app | Desktop Platform (Windows), Web Platform | Web Platform |
| Number of CFD asset classes | 6 | 2 |
| Broker type | MM | ECN, STP |
| Support | Phone, Chat | Phone, Mail |
| Funding methods | * Some of the payment methods may not be available in your country. Skrill, GiroPay, Visa/Mastercard, Bank Wire | * Some of the payment methods may not be available in your country. Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 61 % and 89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 61 % and 89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Comparison Result
In terms of overall rating, both brokers are equal – both have 47%. Trading212 requires a minimum deposit of 100 EUR/USD, while Degiro sets it at 100 EUR/USD. The entry amount is the same for both. For Trading212, the spread is 1.5 EUR/USD, while for Degiro it is 0 EUR/USD. Lower spreads at Degiro give it the edge. Trading212 offers 30 forex pairs, while Degiro provides 9. A wider selection gives Trading212 the advantage. Trading212 was founded in 2017, while Degiro has been operating since 2008. The older Degiro has the upper hand in this regard. Both brokers allow trading with real stocks. Trading212 is overseen by 1 regulatory bodies, while Degiro has 1. In terms of regulation, both are equal. Trading212 supports 2 platforms, while Degiro offers 1. A greater choice of platforms gives Trading212 the lead.
47%
Trading212
23%
Degiro
Key Strengths
Trading212
- Trading with fractional shares is possible from as low as 1 EUR , even automatically.
- The offering also includes purchase of real stocks and ETFs with no fees .
- Investing in stocks from lesser-known exchanges worldwide expands portfolio diversification opportunities.
- All deposits and withdrawals , including those via payment cards , are free of charge , reducing fee costs.
- Trading 212 offers a comprehensive selection of CFD products , including stocks, ETFs, forex, indices, commodities, and cryptocurrencies, providing a wide spectrum of options for implementing various trading strategies .
Degiro
Comparison by Categories
Comprehensive Comparison: Trading212 vs Degiro
Trading212 Degiro Investments
75 % 25 %| Investments | Trading212 | Degiro |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 30 | 9 |
| CFDs – Total Offered | 250+ | 0 |
| Options CFD | No | Yes |
| Share CFDs | Yes | No |
| Forex CFD | Yes | No |
| Commodities CFD | Yes | No |
| ETF CFD | Yes | Yes |
| Indicies CFD | Yes | No |
| Cryptocurrency traded as actual | No | No |
| Cryptocurrency traded as CFD | Yes | No |
Cost
80 % 80 %| Cost | Trading212 | Degiro |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 1.5 | 0 |
| Deposit from | 100 | 100 |
| Account fee | No | No |
| Inactivity fee | Yes | Yes |
| Active Trader or VIP Discounts | No | No |
| Withdrawal fees | No | No |
| Deposit fees | No | No |
Trading app
29 % 14 %| Trading app | Trading212 | Degiro |
|---|---|---|
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
100 % 60 %| Trading Tools | Trading212 | Degiro |
|---|---|---|
| Financial leverage | Yes | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | No |
| Charting – Indicators / Studies (Total) | Yes | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | Yes | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | No |
| Daily financial news | Yes | No |
| Order Type – Trailing Stop | Yes | No |
Research
83 % 33 %| Research | Trading212 | Degiro |
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Weekly Webinars | Yes | No |
| Social Sentiment – Currency Pairs | No | No |
| Economic Calendar | Yes | No |
| Research | Yes | Yes |
Education
100 % 33 %| Education | Trading212 | Degiro |
|---|---|---|
| Has Education – Forex | Yes | No |
| Has Education – CFDs | Yes | No |
| Client Webinars | Yes | No |
| Videos – Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
| Education | Yes | Yes |
Forex
100 % 0 %| Forex | Trading212 | Degiro |
|---|---|---|
| GBP/USD | Yes | No |
| USD/JPY | Yes | No |
| EUR/USD | Yes | No |
| USD/CHF | Yes | No |
| USD/CAD | Yes | No |
| NZD/USD | Yes | No |
| AUD/USD | Yes | No |
Commodities
36 % 0 %| Commodities | Trading212 | Degiro |
|---|---|---|
| Gold | Yes | No |
| Silver | Yes | No |
| WIT Oil | Yes | No |
| Brent Oil | Yes | No |
| Coffee | No | No |
| Cocoa | No | No |
| Soybeans | No | No |
| Rice | No | No |
| Corn | No | No |
| Platinum | No | No |
| Palladium | No | No |
Indicies
100 % 100 %| Indicies | Trading212 | Degiro |
|---|---|---|
| DAX 40 | Yes | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
30 % 0 %| Cryptocurrencies | Trading212 | Degiro |
|---|---|---|
| Bitcoin | Yes | No |
| Litecoin | Yes | No |
| Ethereum | Yes | No |
| Ripple | No | No |
| Neo | No | No |
| Stellar | No | No |
| Cardano | No | No |
| Tron | No | No |
| Monero | No | No |
| EOS | No | No |
Regulations
17 % 17 %| Regulations | Trading212 | Degiro |
|---|---|---|
| Cysec | No | No |
| ASIC (Australia) | No | No |
| FCA (UK) | Yes | No |
| Authorised in the European Union (EU) | No | Yes |
| CFTC Registered (USA) | No | No |
| FINMA (Switzerland) | No | No |
Support
67 % 67 %| Support | Trading212 | Degiro |
|---|---|---|
| Chat | Yes | No |
| Phone | Yes | Yes |
| No | Yes |
Overall
47 % 23 %| Overall | Trading212 | Degiro |
|---|
Our Recommendations
Best for Trading212
Thanks to comprehensive educational materials and a user-friendly platform, Trading212 is an ideal choice for new traders.
Best Platform Trading212
The trading platform of broker Trading212 offers an intuitive interface and advanced features for efficient trading.
Lowest Costs
Both brokers have comparable fee structures and spreads.
Trading212 Degiro