XTB vs. eToro
Comparison: XTB vs. eToro – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: eToro with an overall rating of 66%
Basic information
| Basic information |  XTB |  eToro |
|---|---|---|
| Deposit | 1 EUR/USD | 50 EUR/USD |
| Spreads | 0.9 EUR/USD | 1 EUR/USD |
| Established | 2002 | 2007 |
| Currency Pairs (Total Forex pairs) | 71 | 49 |
| Country | Poland, Cyprus, UK | Cyprus, UK, Australia |
| Regulation | FCA (UK), Authorised in the European Union (EU), Cysec | FCA (UK), Authorised in the European Union (EU), ASIC (Australia), Cysec, CFTC Registered (USA) |
| Trading app | Desktop Platform (Windows), Web Platform | Web Platform, Social Trading / Copy-Trading |
| Number of CFD asset classes | 6 | 6 |
| Broker type | MM | MM, STP |
| Support | Phone, Mail, Chat | Mail, Chat |
| Funding methods | * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire | * Some of the payment methods may not be available in your country. Skrill, Klarna, PayPal, Visa/Mastercard, Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
XTB · www.xtb.com
71% of retail CFD accounts lose money.
eToro · www.etoro.com
52% of retail CFD accounts lose money.
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is eToro, which takes the lead with a rating of 66%, while XTB only reaches 60%. XTB requires a minimum deposit of 1 EUR/USD, while eToro sets it at 50 EUR/USD. Thanks to the lower deposit, XTB is more welcoming to traders with smaller budgets. For XTB, the spread is 0.9 EUR/USD, while for eToro it is 1 EUR/USD. Tighter spreads make XTB a more advantageous choice. XTB offers 71 forex pairs, while eToro provides 49. A wider selection gives XTB the advantage. XTB was founded in 2002, while eToro has been operating since 2007. The longer tradition of XTB means greater experience. Both brokers allow trading with real stocks. XTB is overseen by 3 regulatory bodies, while eToro has 5. Stricter oversight at eToro gives it an advantage. XTB supports 2 platforms, while eToro offers 2. In terms of platform count, both are on the same level.
60%
XTB
66%
eToro
Key Strengths
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
eToro
- Low minimum deposit
- Fractal stocks
- More than 3,000 available instruments
- Easy to use web platform and eToro mobile app
- Unlimited demo account
- Advanced CopyTrading
Comparison by Categories
Comprehensive Comparison: XTB vs eToro
XTB eToro Investments
75 % 75 %| Investments | XTB | eToro |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 71 | 49 |
| CFDs – Total Offered | 8600+ | 1000+ |
| Options CFD | No | No |
| Share CFDs | Yes | Yes |
| Forex CFD | Yes | Yes |
| Commodities CFD | Yes | Yes |
| ETF CFD | Yes | Yes |
| Indicies CFD | Yes | Yes |
| Cryptocurrency traded as actual | No | Yes |
| Cryptocurrency traded as CFD | Yes | No |
Cost
40 % 20 %| Cost | XTB | eToro |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 0.9 | 1 |
| Deposit from | 1 | 50 |
| Account fee | No | No |
| Inactivity fee | Yes | Yes |
| Active Trader or VIP Discounts | No | Yes |
| Withdrawal fees | Yes | Yes |
| Deposit fees | Yes | Yes |
Trading app
29 % 29 %| Trading app | XTB | eToro |
|---|---|---|
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
100 % 100 %| Trading Tools | XTB | eToro |
|---|---|---|
| Financial leverage | Yes | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | Yes |
| Charting – Indicators / Studies (Total) | Yes | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | Yes | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | Yes |
| Daily financial news | Yes | Yes |
| Order Type – Trailing Stop | Yes | Yes |
Research
100 % 100 %| Research | XTB | eToro |
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Social Sentiment – Currency Pairs | Yes | Yes |
| Economic Calendar | Yes | Yes |
| Research | Yes | Yes |
Education
100 % 100 %| Education | XTB | eToro |
|---|---|---|
| Has Education – Forex | Yes | Yes |
| Has Education – CFDs | Yes | Yes |
| Client Webinars | Yes | Yes |
| Videos – Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | Yes | Yes |
| Education | Yes | Yes |
Forex
100 % 100 %| Forex | XTB | eToro |
|---|---|---|
| GBP/USD | Yes | Yes |
| USD/JPY | Yes | Yes |
| EUR/USD | Yes | Yes |
| USD/CHF | Yes | Yes |
| USD/CAD | Yes | Yes |
| NZD/USD | Yes | Yes |
| AUD/USD | Yes | Yes |
Commodities
82 % 82 %| Commodities | XTB | eToro |
|---|---|---|
| Gold | Yes | Yes |
| Silver | Yes | Yes |
| WIT Oil | Yes | Yes |
| Brent Oil | Yes | Yes |
| Coffee | Yes | Yes |
| Cocoa | Yes | Yes |
| Soybeans | Yes | Yes |
| Rice | No | No |
| Corn | No | No |
| Platinum | Yes | Yes |
| Palladium | Yes | Yes |
Indicies
100 % 100 %| Indicies | XTB | eToro |
|---|---|---|
| DAX 40 | Yes | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
60 % 100 %| Cryptocurrencies | XTB | eToro |
|---|---|---|
| Bitcoin | Yes | Yes |
| Litecoin | Yes | Yes |
| Ethereum | Yes | Yes |
| Ripple | Yes | Yes |
| Neo | No | Yes |
| Stellar | Yes | Yes |
| Cardano | No | Yes |
| Tron | No | Yes |
| Monero | No | Yes |
| EOS | Yes | Yes |
Regulations
50 % 83 %| Regulations | XTB | eToro |
|---|---|---|
| Cysec | Yes | Yes |
| ASIC (Australia) | No | Yes |
| FCA (UK) | Yes | Yes |
| Authorised in the European Union (EU) | Yes | Yes |
| CFTC Registered (USA) | No | Yes |
| FINMA (Switzerland) | No | No |
Support
100 % 67 %| Support | XTB | eToro |
|---|---|---|
| Chat | Yes | Yes |
| Phone | Yes | No |
| Yes | Yes |
Overall
60 % 66 %| Overall | XTB | eToro |
|---|
Our Recommendations
Best for eToro
Thanks to comprehensive educational materials and a user-friendly platform, eToro is an ideal choice for new traders.
Best Platform
Both brokers offer excellent trading platforms with similar features and user-friendliness.
XTB eToro