XTB vs. eToro

Comparison: XTB vs. eToro – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.

Winner of this comparison: eToro with an overall rating of 66%

XTB vs. eToro
XTB
eToro

Basic information

Deposit
1 EUR/USD
50 EUR/USD
Spreads
0.9 EUR/USD
1 EUR/USD
Established
2002
2007
Currency Pairs (Total Forex pairs)
71
49
Country
Poland, Cyprus, UK
Cyprus, UK, Australia
Regulation
FCA (UK), Authorised in the European Union (EU), Cysec
FCA (UK), Authorised in the European Union (EU), ASIC (Australia), Cysec, CFTC Registered (USA)
Trading app
Desktop Platform (Windows), Web Platform
Web Platform, Social Trading / Copy-Trading
Number of CFD asset classes
6
6
Broker type
MM
MM, STP
Support
Phone, Mail, Chat
Mail, Chat
Funding methods
* Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
* Some of the payment methods may not be available in your country. Skrill, Klarna, PayPal, Visa/Mastercard, Bank Wire
Real Stocks and ETFs
Yes
Yes

*The value is indicative from the broker's website. The spread amount is variable.

XTB · www.xtb.com

71% of retail CFD accounts lose money.

eToro · www.etoro.com

50% of retail CFD accounts lose money.

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Comparison Result

If you don’t want to read the full comparison, the winner of our review is eToro, which takes the lead with a rating of 66%, while XTB only reaches 60%. XTB requires a minimum deposit of 1 EUR/USD, while eToro sets it at 50 EUR/USD. Thanks to the lower deposit, XTB is more welcoming to traders with smaller budgets. For XTB, the spread is 0.9 EUR/USD, while for eToro it is 1 EUR/USD. Tighter spreads make XTB a more advantageous choice. XTB offers 71 forex pairs, while eToro provides 49. A wider selection gives XTB the advantage. XTB was founded in 2002, while eToro has been operating since 2007. The longer tradition of XTB means greater experience. Both brokers allow trading with real stocks. XTB is overseen by 3 regulatory bodies, while eToro has 5. Stricter oversight at eToro gives it an advantage. XTB supports 2 platforms, while eToro offers 2. In terms of platform count, both are on the same level.
60%
XTB
66%
eToro

Key Strengths

XTB
  • Offers real stocks and ETFs
  • Automatic investing
  • Pays interest on uninvested funds
  • Regulated by FCA (UK) and Cysec and under supervision
  • Video content and webinars for clients
  • XTB is a trustworthy brand established in 2002
eToro
  • Low minimum deposit
  • Fractal stocks
  • More than 3,000 available instruments
  • Easy to use web platform and eToro mobile app
  • Unlimited demo account
  • Advanced CopyTrading

Comparison by Categories

  1. Investments 75 75
  2. Cost 40 20
  3. Trading app 29 29
  4. Trading Tools 100 100
  5. Research 100 100
  6. Education 100 100
  7. Forex 100 100
  8. Commodities 82 82
  9. Indicies 100 100
  10. Cryptocurrencies 60 100
  11. Regulations 50 83
  12. Support 100 67
  13. Overall 60 66

Comprehensive Comparison: XTB vs eToro

XTB
eToro

Investments

75 % 75 %
Currency Pairs (Total Forex pairs)
71
49
CFDs – Total Offered
8600+
1000+
Options CFD
No
No
Share CFDs
Yes
Yes
Forex CFD
Yes
Yes
Commodities CFD
Yes
Yes
ETF CFD
Yes
Yes
Indicies CFD
Yes
Yes
Cryptocurrency traded as actual
No
Yes
Cryptocurrency traded as CFD
Yes
No
Winner
No
No

Cost

40 % 20 %
Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable.
0.9
1
Deposit from
1
50
Account fee
No
No
Inactivity fee
Yes
Yes
Active Trader or VIP Discounts
No
Yes
Withdrawal fees
Yes
Yes
Deposit fees
Yes
Yes
Winner
No
No

Trading app

29 % 29 %
Desktop Platform (Windows)
Yes
No
Web Platform
Yes
Yes
Social Trading / Copy-Trading
No
Yes
MetaTrader 4 (MT4)
No
No
MetaTrader 5 (MT5)
No
No
Currenex
No
No
cTrader
No
No
Winner
No
No

Trading Tools

100 % 100 %
Financial leverage
Yes
Yes
Virtual Trading (Demo)
Yes
Yes
Alerts – Basic Fields
Yes
Yes
Charting – Indicators / Studies (Total)
Yes
Yes
Charting – Drawing Tools (Total)
Yes
Yes
Charting – Trade From Chart
Yes
Yes
Stop-Loss
Yes
Yes
Finacial Calendar
Yes
Yes
Daily financial news
Yes
Yes
Order Type – Trailing Stop
Yes
Yes
Winner
No
No

Research

100 % 100 %
Daily Market Commentary
Yes
Yes
Forex News (Top-Tier Sources)
Yes
Yes
Weekly Webinars
Yes
Yes
Social Sentiment – Currency Pairs
Yes
Yes
Economic Calendar
Yes
Yes
Research
Yes
Yes
Winner
No
No

Education

100 % 100 %
Has Education – Forex
Yes
Yes
Has Education – CFDs
Yes
Yes
Client Webinars
Yes
Yes
Videos – Advanced Trading Videos
Yes
Yes
Investor Dictionary (Glossary)
Yes
Yes
Education
Yes
Yes
Winner
No
No

Forex

100 % 100 %
GBP/USD
Yes
Yes
USD/JPY
Yes
Yes
EUR/USD
Yes
Yes
USD/CHF
Yes
Yes
USD/CAD
Yes
Yes
NZD/USD
Yes
Yes
AUD/USD
Yes
Yes
Winner
No
No

Commodities

82 % 82 %
Gold
Yes
Yes
Silver
Yes
Yes
WIT Oil
Yes
Yes
Brent Oil
Yes
Yes
Coffee
Yes
Yes
Cocoa
Yes
Yes
Soybeans
Yes
Yes
Rice
No
No
Corn
No
No
Platinum
Yes
Yes
Palladium
Yes
Yes
Winner
No
No

Indicies

100 % 100 %
DAX 40
Yes
Yes
S&P 500
Yes
Yes
Nasdaq
Yes
Yes
Dow Jones
Yes
Yes
Nikkei
Yes
Yes
Winner
No
No

Cryptocurrencies

60 % 100 %
Bitcoin
Yes
Yes
Litecoin
Yes
Yes
Ethereum
Yes
Yes
Ripple
Yes
Yes
Neo
No
Yes
Stellar
Yes
Yes
Cardano
No
Yes
Tron
No
Yes
Monero
No
Yes
EOS
Yes
Yes
Winner
No
No

Regulations

50 % 83 %
Cysec
Yes
Yes
ASIC (Australia)
No
Yes
FCA (UK)
Yes
Yes
Authorised in the European Union (EU)
Yes
Yes
CFTC Registered (USA)
No
Yes
FINMA (Switzerland)
No
No
Winner
No
No

Support

100 % 67 %
Chat
Yes
Yes
Phone
Yes
No
Mail
Yes
Yes
Winner
No
No

Overall

60 % 66 %
Winner
No
No

Our Recommendations

Best for eToro

Thanks to comprehensive educational materials and a user-friendly platform, eToro is an ideal choice for new traders.

Best Platform

Both brokers offer excellent trading platforms with similar features and user-friendliness.

Lowest Costs XTB

offers competitive spreads and lower fees, making it ideal for active traders.

XTB eToro