ActivTrades vs. XTB

Comparison: ActivTrades vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.

Winner of this comparison: XTB with an overall rating of 60%

ActivTrades vs. XTB

Basic information

Basic information
ActivTrades XTB
Deposit 10 EUR/USD 1 EUR/USD
Spreads 0.72 EUR/USD 0.9 EUR/USD
Established 2001 2002
Currency Pairs (Total Forex pairs) 48 71
Country UK Poland, Cyprus, UK
Regulation FCA (UK), Authorised in the European Union (EU) FCA (UK), Authorised in the European Union (EU), Cysec
Trading app MetaTrader 4 (MT4), Desktop Platform (Windows), Web Platform, MetaTrader 5 (MT5) Desktop Platform (Windows), Web Platform
Number of CFD asset classes 4 6
Broker type MM MM
Support Phone, Mail, Chat Phone, Mail, Chat
Funding methods * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
Real Stocks and ETFs Yes Yes

*The value is indicative from the broker's website. The spread amount is variable.

XTB · www.xtb.com

77% of retail CFD accounts lose money.

Comparison Result

If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while ActivTrades only reaches 46%. ActivTrades requires a minimum deposit of 10 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For ActivTrades, the spread is 0.72 EUR/USD, while for XTB it is 0.9 EUR/USD. Tighter spreads make ActivTrades a more advantageous choice. ActivTrades offers 48 forex pairs, while XTB provides 71. More options come with XTB. ActivTrades was founded in 2001, while XTB has been operating since 2002. The longer tradition of ActivTrades means greater experience. This advantage goes to XTB, while ActivTrades lacks it. ActivTrades is overseen by 2 regulatory bodies, while XTB has 3. Stricter oversight at XTB gives it an advantage. ActivTrades supports 4 platforms, while XTB offers 2. A greater choice of platforms gives ActivTrades the lead.
46%
ActivTrades
60%
XTB

Key Strengths

ActivTrades
  • Long-term experience and reliability : ActivTrades has over 20 years of market experience and is regulated by several significant regulatory bodies (FCA, SCB, CSSF, BACEN, CMVM).
  • High-quality trading platforms : Offers a wide range of trading platforms, including MetaTrader 4, MetaTrader 5, TradingView, and its own ActivTrader platform.
  • Low spreads and fast execution : Spreads start from 0.5 pips and the average execution time is 0.004 seconds, which is advantageous for day traders.
  • Security and fund protection : ActivTrades offers fund insurance up to 1 million dollars and uses secure encryption protocols.
  • Education and tools : The broker provides free webinars, educational materials, and advanced trading tools such as SmartCalculator, SmartPattern, and more.
XTB
  • Offers real stocks and ETFs
  • Automatic investing
  • Pays interest on uninvested funds
  • Regulated by FCA (UK) and Cysec and under supervision
  • Video content and webinars for clients
  • XTB is a trustworthy brand established in 2002

Comparison by Categories

  1. Investments 50 75
  2. Cost 80 40
  3. Trading app 57 29
  4. Trading Tools 70 100
  5. Research 50 100
  6. Education 50 100
  7. Forex 86 100
  8. Commodities 55 82
  9. Indicies 100 100
  10. Cryptocurrencies 70 60
  11. Regulations 33 50
  12. Support 100 100
  13. Overall 46 60

Comprehensive Comparison: ActivTrades vs XTB

ActivTrades
XTB

Investments

50 % 75 %
Investments
Investments ActivTradesXTB
Currency Pairs (Total Forex pairs) 48 71
CFDs – Total Offered 1000+ 8600+
Options CFD No No
Share CFDs No Yes
Forex CFD Yes Yes
Commodities CFD Yes Yes
ETF CFD Yes Yes
Indicies CFD Yes Yes
Cryptocurrency traded as actual No No
Cryptocurrency traded as CFD No Yes

Cost

80 % 40 %
Cost
Cost ActivTradesXTB
Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. 0.72 0.9
Deposit from 10 1
Account fee No No
Inactivity fee Yes Yes
Active Trader or VIP Discounts No No
Withdrawal fees No Yes
Deposit fees No Yes

Trading app

57 % 29 %
Trading app
Trading app ActivTradesXTB
Desktop Platform (Windows) Yes Yes
Web Platform Yes Yes
Social Trading / Copy-Trading No No
MetaTrader 4 (MT4) Yes No
MetaTrader 5 (MT5) Yes No
Currenex No No
cTrader No No

Trading Tools

70 % 100 %
Trading Tools
Trading Tools ActivTradesXTB
Financial leverage Yes Yes
Virtual Trading (Demo) Yes Yes
Alerts – Basic Fields No Yes
Charting – Indicators / Studies (Total) Yes Yes
Charting – Drawing Tools (Total) Yes Yes
Charting – Trade From Chart No Yes
Stop-Loss Yes Yes
Finacial Calendar Yes Yes
Daily financial news Yes Yes
Order Type – Trailing Stop No Yes

Research

50 % 100 %
Research
Research ActivTradesXTB
Daily Market Commentary No Yes
Forex News (Top-Tier Sources) Yes Yes
Weekly Webinars Yes Yes
Social Sentiment – Currency Pairs No Yes
Economic Calendar Yes Yes
Research No Yes

Education

50 % 100 %
Education
Education ActivTradesXTB
Has Education – Forex Yes Yes
Has Education – CFDs Yes Yes
Client Webinars No Yes
Videos – Advanced Trading Videos No Yes
Investor Dictionary (Glossary) Yes Yes
Education No Yes

Forex

86 % 100 %
Forex
Forex ActivTradesXTB
GBP/USD Yes Yes
USD/JPY Yes Yes
EUR/USD No Yes
USD/CHF Yes Yes
USD/CAD Yes Yes
NZD/USD Yes Yes
AUD/USD Yes Yes

Commodities

55 % 82 %
Commodities
Commodities ActivTradesXTB
Gold Yes Yes
Silver Yes Yes
WIT Oil Yes Yes
Brent Oil Yes Yes
Coffee No Yes
Cocoa No Yes
Soybeans No Yes
Rice No No
Corn No No
Platinum Yes Yes
Palladium Yes Yes

Indicies

100 % 100 %
Indicies
Indicies ActivTradesXTB
DAX 40 Yes Yes
S&P 500 Yes Yes
Nasdaq Yes Yes
Dow Jones Yes Yes
Nikkei Yes Yes

Cryptocurrencies

70 % 60 %
Cryptocurrencies
Cryptocurrencies ActivTradesXTB
Bitcoin Yes Yes
Litecoin Yes Yes
Ethereum No Yes
Ripple Yes Yes
Neo Yes No
Stellar Yes Yes
Cardano Yes No
Tron No No
Monero No No
EOS Yes Yes

Regulations

33 % 50 %
Regulations
Regulations ActivTradesXTB
Cysec No Yes
ASIC (Australia) No No
FCA (UK) Yes Yes
Authorised in the European Union (EU) Yes Yes
CFTC Registered (USA) No No
FINMA (Switzerland) No No

Support

100 % 100 %
Support
Support ActivTradesXTB
Chat Yes Yes
Phone Yes Yes
Mail Yes Yes

Overall

46 % 60 %
Overall
Overall ActivTradesXTB

Our Recommendations

Best for XTB

Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.

Best Platform ActivTrades

The trading platform of broker ActivTrades offers an intuitive interface and advanced features for efficient trading.

Lowest Costs ActivTrades

offers competitive spreads and lower fees, making it ideal for active traders.

ActivTrades XTB