FXCM vs. XTB
Comparison: FXCM vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: XTB with an overall rating of 60%
Basic information
| Basic information |  FXCM |  XTB |
|---|---|---|
| Deposit | 50 EUR/USD | 1 EUR/USD |
| Spreads | 1 EUR/USD | 0.9 EUR/USD |
| Established | 1999 | 2002 |
| Currency Pairs (Total Forex pairs) | 20 | 71 |
| Country | Germany | Poland, Cyprus, UK |
| Regulation | FCA (UK), Authorised in the European Union (EU), ASIC (Australia), Cysec | FCA (UK), Authorised in the European Union (EU), Cysec |
| Trading app | Desktop Platform (Windows), Web Platform, Social Trading / Copy-Trading | Desktop Platform (Windows), Web Platform |
| Number of CFD asset classes | 7 | 6 |
| Broker type | MM | MM |
| Support | Phone, Mail | Phone, Mail, Chat |
| Funding methods | * Some of the payment methods may not be available in your country. Skrill, GiroPay, Qiwi, FasaPay, UnionPay, BitPay, Klarna, PaySafeCard, PayPal, Advcash, Cryptocurrencies, Poli, WebMoney | * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
XTB · www.xtb.com
77% of retail CFD accounts lose money.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while FXCM only reaches 52%. FXCM requires a minimum deposit of 50 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For FXCM, the spread is 1 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. FXCM offers 20 forex pairs, while XTB provides 71. More options come with XTB. FXCM was founded in 1999, while XTB has been operating since 2002. The longer tradition of FXCM means greater experience. Both brokers allow trading with real stocks. FXCM is overseen by 4 regulatory bodies, while XTB has 3. More regulations at FXCM enhance its trustworthiness. FXCM supports 3 platforms, while XTB offers 2. A greater choice of platforms gives FXCM the lead.
52%
FXCM
60%
XTB
Key Strengths
FXCM
- The broker is regulated in four Tier-1 jurisdictions and two Tier-2 jurisdictions.
- FXCM has received awards for the best tools and platforms, professional trading, algorithmic trading, and copy trading.
- FXCM publishes monthly execution reports, including statistics on slippage and order execution quality.
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
Comparison by Categories
Comprehensive Comparison: FXCM vs XTB
FXCM XTB Investments
88 % 75 %| Investments | FXCM | XTB |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 20 | 71 |
| CFDs – Total Offered | 200+ | 8600+ |
| Options CFD | Yes | No |
| Share CFDs | No | Yes |
| Forex CFD | Yes | Yes |
| Commodities CFD | Yes | Yes |
| ETF CFD | Yes | Yes |
| Indicies CFD | Yes | Yes |
| Cryptocurrency traded as actual | Yes | No |
| Cryptocurrency traded as CFD | Yes | Yes |
Cost
20 % 40 %| Cost | FXCM | XTB |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 1 | 0.9 |
| Deposit from | 50 | 1 |
| Account fee | No | No |
| Inactivity fee | Yes | Yes |
| Active Trader or VIP Discounts | Yes | No |
| Withdrawal fees | Yes | Yes |
| Deposit fees | Yes | Yes |
Trading app
43 % 29 %| Trading app | FXCM | XTB |
|---|---|---|
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | Yes | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
60 % 100 %| Trading Tools | FXCM | XTB |
|---|---|---|
| Financial leverage | No | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | Yes |
| Charting – Indicators / Studies (Total) | No | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | No | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | Yes |
| Daily financial news | Yes | Yes |
| Order Type – Trailing Stop | No | Yes |
Research
50 % 100 %| Research | FXCM | XTB |
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Weekly Webinars | Yes | Yes |
| Social Sentiment – Currency Pairs | Yes | Yes |
| Economic Calendar | No | Yes |
| Research | No | Yes |
Education
67 % 100 %| Education | FXCM | XTB |
|---|---|---|
| Has Education – Forex | No | Yes |
| Has Education – CFDs | Yes | Yes |
| Client Webinars | Yes | Yes |
| Videos – Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | No | Yes |
| Education | Yes | Yes |
Forex
100 % 100 %| Forex | FXCM | XTB |
|---|---|---|
| GBP/USD | Yes | Yes |
| USD/JPY | Yes | Yes |
| EUR/USD | Yes | Yes |
| USD/CHF | Yes | Yes |
| USD/CAD | Yes | Yes |
| NZD/USD | Yes | Yes |
| AUD/USD | Yes | Yes |
Commodities
36 % 82 %| Commodities | FXCM | XTB |
|---|---|---|
| Gold | No | Yes |
| Silver | Yes | Yes |
| WIT Oil | No | Yes |
| Brent Oil | Yes | Yes |
| Coffee | No | Yes |
| Cocoa | Yes | Yes |
| Soybeans | Yes | Yes |
| Rice | No | No |
| Corn | No | No |
| Platinum | No | Yes |
| Palladium | No | Yes |
Indicies
80 % 100 %| Indicies | FXCM | XTB |
|---|---|---|
| DAX 40 | No | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
40 % 60 %| Cryptocurrencies | FXCM | XTB |
|---|---|---|
| Bitcoin | No | Yes |
| Litecoin | No | Yes |
| Ethereum | Yes | Yes |
| Ripple | No | Yes |
| Neo | No | No |
| Stellar | Yes | Yes |
| Cardano | Yes | No |
| Tron | No | No |
| Monero | Yes | No |
| EOS | No | Yes |
Regulations
67 % 50 %| Regulations | FXCM | XTB |
|---|---|---|
| Cysec | Yes | Yes |
| ASIC (Australia) | Yes | No |
| FCA (UK) | Yes | Yes |
| Authorised in the European Union (EU) | Yes | Yes |
| CFTC Registered (USA) | No | No |
| FINMA (Switzerland) | No | No |
Support
67 % 100 %| Support | FXCM | XTB |
|---|---|---|
| Chat | No | Yes |
| Phone | Yes | Yes |
| Yes | Yes |
Overall
52 % 60 %| Overall | FXCM | XTB |
|---|
Our Recommendations
Best for XTB
Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.
Best Platform FXCM
The trading platform of broker FXCM offers an intuitive interface and advanced features for efficient trading.
FXCM XTB