Plus500 vs. XTB
Comparison: Plus500 vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.
Winner of this comparison: XTB with an overall rating of 60%
Basic information
| Basic information |  Plus500 |  XTB |
|---|---|---|
| Deposit | 100 EUR/USD | 1 EUR/USD |
| Spreads | 1 EUR/USD | 0.9 EUR/USD |
| Established | 2008 | 2002 |
| Currency Pairs (Total Forex pairs) | 70 | 71 |
| Country | Cyprus, UK, Australia | Poland, Cyprus, UK |
| Regulation | FCA (UK), Authorised in the European Union (EU), ASIC (Australia), Cysec, CFTC Registered (USA) | FCA (UK), Authorised in the European Union (EU), Cysec |
| Trading app | Web Platform | Desktop Platform (Windows), Web Platform |
| Number of CFD asset classes | 7 | 6 |
| Broker type | MM | MM |
| Support | Mail, Chat | Phone, Mail, Chat |
| Funding methods | * Some of the payment methods may not be available in your country. GiroPay, Klarna, PayPal, Visa/Mastercard, Bank Wire | * Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire |
| Real Stocks and ETFs | Yes | Yes |
*The value is indicative from the broker's website. The spread amount is variable.
Plus500 · www.plus500.com
80% of retail CFD accounts lose money.
XTB · www.xtb.com
77% of retail CFD accounts lose money.
Comparison Result
If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Plus500 only reaches 59%. Plus500 requires a minimum deposit of 100 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Plus500, the spread is 1 EUR/USD, while for XTB it is 0.9 EUR/USD. Lower spreads at XTB give it the edge. Plus500 offers 70 forex pairs, while XTB provides 71. More options come with XTB. Plus500 was founded in 2008, while XTB has been operating since 2002. The older XTB has the upper hand in this regard. This advantage goes to XTB, while Plus500 lacks it. Plus500 is overseen by 5 regulatory bodies, while XTB has 3. More regulations at Plus500 enhance its trustworthiness. Plus500 supports 1 platforms, while XTB offers 2. More options are provided by XTB.
59%
Plus500
60%
XTB
Key Strengths
Plus500
- User-friendly platform
- Tight spreads
- Good selection of crypto CFDs
- Advanced risk management tools
- Support assistance service 24 hours a day, 7 days a week
- More than 2800 trading instruments
XTB
- Offers real stocks and ETFs
- Automatic investing
- Pays interest on uninvested funds
- Regulated by FCA (UK) and Cysec and under supervision
- Video content and webinars for clients
- XTB is a trustworthy brand established in 2002
Comparison by Categories
Comprehensive Comparison: Plus500 vs XTB
Plus500 XTB Investments
88 % 75 %| Investments | Plus500 | XTB |
|---|---|---|
| Currency Pairs (Total Forex pairs) | 70 | 71 |
| CFDs – Total Offered | 2800+ | 8600+ |
| Options CFD | Yes | No |
| Share CFDs | Yes | Yes |
| Forex CFD | Yes | Yes |
| Commodities CFD | Yes | Yes |
| ETF CFD | Yes | Yes |
| Indicies CFD | Yes | Yes |
| Cryptocurrency traded as actual | No | No |
| Cryptocurrency traded as CFD | Yes | Yes |
Cost
80 % 40 %| Cost | Plus500 | XTB |
|---|---|---|
| Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable. | 1 | 0.9 |
| Deposit from | 100 | 1 |
| Account fee | No | No |
| Inactivity fee | Yes | Yes |
| Active Trader or VIP Discounts | No | No |
| Withdrawal fees | No | Yes |
| Deposit fees | No | Yes |
Trading app
14 % 29 %| Trading app | Plus500 | XTB |
|---|---|---|
| Desktop Platform (Windows) | No | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy-Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Currenex | No | No |
| cTrader | No | No |
Trading Tools
90 % 100 %| Trading Tools | Plus500 | XTB |
|---|---|---|
| Financial leverage | Yes | Yes |
| Virtual Trading (Demo) | Yes | Yes |
| Alerts – Basic Fields | Yes | Yes |
| Charting – Indicators / Studies (Total) | Yes | Yes |
| Charting – Drawing Tools (Total) | Yes | Yes |
| Charting – Trade From Chart | Yes | Yes |
| Stop-Loss | Yes | Yes |
| Finacial Calendar | Yes | Yes |
| Daily financial news | No | Yes |
| Order Type – Trailing Stop | Yes | Yes |
Research
67 % 100 %| Research | Plus500 | XTB |
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Weekly Webinars | No | Yes |
| Social Sentiment – Currency Pairs | Yes | Yes |
| Economic Calendar | Yes | Yes |
| Research | No | Yes |
Education
67 % 100 %| Education | Plus500 | XTB |
|---|---|---|
| Has Education – Forex | Yes | Yes |
| Has Education – CFDs | Yes | Yes |
| Client Webinars | No | Yes |
| Videos – Advanced Trading Videos | No | Yes |
| Investor Dictionary (Glossary) | Yes | Yes |
| Education | Yes | Yes |
Forex
100 % 100 %| Forex | Plus500 | XTB |
|---|---|---|
| GBP/USD | Yes | Yes |
| USD/JPY | Yes | Yes |
| EUR/USD | Yes | Yes |
| USD/CHF | Yes | Yes |
| USD/CAD | Yes | Yes |
| NZD/USD | Yes | Yes |
| AUD/USD | Yes | Yes |
Commodities
91 % 82 %| Commodities | Plus500 | XTB |
|---|---|---|
| Gold | Yes | Yes |
| Silver | Yes | Yes |
| WIT Oil | Yes | Yes |
| Brent Oil | Yes | Yes |
| Coffee | Yes | Yes |
| Cocoa | Yes | Yes |
| Soybeans | Yes | Yes |
| Rice | No | No |
| Corn | Yes | No |
| Platinum | Yes | Yes |
| Palladium | Yes | Yes |
Indicies
100 % 100 %| Indicies | Plus500 | XTB |
|---|---|---|
| DAX 40 | Yes | Yes |
| S&P 500 | Yes | Yes |
| Nasdaq | Yes | Yes |
| Dow Jones | Yes | Yes |
| Nikkei | Yes | Yes |
Cryptocurrencies
90 % 60 %| Cryptocurrencies | Plus500 | XTB |
|---|---|---|
| Bitcoin | Yes | Yes |
| Litecoin | Yes | Yes |
| Ethereum | Yes | Yes |
| Ripple | Yes | Yes |
| Neo | Yes | No |
| Stellar | Yes | Yes |
| Cardano | Yes | No |
| Tron | Yes | No |
| Monero | No | No |
| EOS | Yes | Yes |
Regulations
83 % 50 %| Regulations | Plus500 | XTB |
|---|---|---|
| Cysec | Yes | Yes |
| ASIC (Australia) | Yes | No |
| FCA (UK) | Yes | Yes |
| Authorised in the European Union (EU) | Yes | Yes |
| CFTC Registered (USA) | Yes | No |
| FINMA (Switzerland) | No | No |
Support
67 % 100 %| Support | Plus500 | XTB |
|---|---|---|
| Chat | Yes | Yes |
| Phone | No | Yes |
| Yes | Yes |
Overall
59 % 60 %| Overall | Plus500 | XTB |
|---|
Our Recommendations
Plus500 XTB