Revolut vs. XTB

Comparison: Revolut vs. XTB – Which broker is better? A quick comparison based on the trading platform, fees, deposit or withdrawal options, and regulation in 2026.

Winner of this comparison: XTB with an overall rating of 60%

Revolut vs. XTB
Revolut
XTB

Basic information

Deposit
10 EUR/USD
1 EUR/USD
Spreads
*The value is indicative from the broker's website. The spread amount is variable.
0.9 EUR/USD
Established
2015
2002
Currency Pairs (Total Forex pairs)
0
71
Country
UK
Poland, Cyprus, UK
Regulation
FCA (UK)
FCA (UK), Authorised in the European Union (EU), Cysec
Trading app
Web Platform
Desktop Platform (Windows), Web Platform
Number of CFD asset classes
1
6
Broker type
Yes
MM
Support
Phone, Mail, Chat
Phone, Mail, Chat
Funding methods
* Some of the payment methods may not be available in your country. Visa/Mastercard, Bank Wire
* Some of the payment methods may not be available in your country. Skrill, PayPal, Visa/Mastercard, Bank Wire
Real Stocks and ETFs
Yes
Yes

*The value is indicative from the broker's website. The spread amount is variable.

XTB · www.xtb.com

71% of retail CFD accounts lose money.

Comparison Result

If you don’t want to read the full comparison, the winner of our review is XTB, which takes the lead with a rating of 60%, while Revolut only reaches 14%. Revolut requires a minimum deposit of 10 EUR/USD, while XTB sets it at 1 EUR/USD. Conversely, XTB scores with a lower minimum deposit. For Revolut, the spread is 0 EUR/USD, while for XTB it is 0.9 EUR/USD. Tighter spreads make Revolut a more advantageous choice. Revolut offers 0 forex pairs, while XTB provides 71. More options come with XTB. Revolut was founded in 2015, while XTB has been operating since 2002. The older XTB has the upper hand in this regard. Both brokers allow trading with real stocks. Revolut is overseen by 1 regulatory bodies, while XTB has 3. Stricter oversight at XTB gives it an advantage. Revolut supports 1 platforms, while XTB offers 2. More options are provided by XTB.
14%
Revolut
60%
XTB

Key Strengths

Revolut
  • Information about advantages is not available
XTB
  • Offers real stocks and ETFs
  • Automatic investing
  • Pays interest on uninvested funds
  • Regulated by FCA (UK) and Cysec and under supervision
  • Video content and webinars for clients
  • XTB is a trustworthy brand established in 2002

Comparison by Categories

  1. Investments 12 75
  2. Cost 80 40
  3. Trading app 14 29
  4. Trading Tools 0 100
  5. Research 0 100
  6. Education 0 100
  7. Forex 0 100
  8. Commodities 0 82
  9. Indicies 100 100
  10. Cryptocurrencies 10 60
  11. Regulations 17 50
  12. Support 100 100
  13. Overall 14 60

Comprehensive Comparison: Revolut vs XTB

Revolut
XTB

Investments

12 % 75 %
Currency Pairs (Total Forex pairs)
0
71
CFDs – Total Offered
0
8600+
Options CFD
No
No
Share CFDs
No
Yes
Forex CFD
No
Yes
Commodities CFD
No
Yes
ETF CFD
No
Yes
Indicies CFD
No
Yes
Cryptocurrency traded as actual
Yes
No
Cryptocurrency traded as CFD
No
Yes
Winner
No
No

Cost

80 % 40 %
Average Spread EUR/USD *The value is indicative from the broker's website. The spread amount is variable.
0
0.9
Deposit from
10
1
Account fee
Yes
No
Inactivity fee
No
Yes
Active Trader or VIP Discounts
No
No
Withdrawal fees
No
Yes
Deposit fees
No
Yes
Winner
No
No

Trading app

14 % 29 %
Desktop Platform (Windows)
No
Yes
Web Platform
Yes
Yes
Social Trading / Copy-Trading
No
No
MetaTrader 4 (MT4)
No
No
MetaTrader 5 (MT5)
No
No
Currenex
No
No
cTrader
No
No
Winner
No
No

Trading Tools

0 % 100 %
Financial leverage
No
Yes
Virtual Trading (Demo)
No
Yes
Alerts – Basic Fields
No
Yes
Charting – Indicators / Studies (Total)
No
Yes
Charting – Drawing Tools (Total)
No
Yes
Charting – Trade From Chart
No
Yes
Stop-Loss
No
Yes
Finacial Calendar
No
Yes
Daily financial news
No
Yes
Order Type – Trailing Stop
No
Yes
Winner
No
No

Research

0 % 100 %
Daily Market Commentary
No
Yes
Forex News (Top-Tier Sources)
No
Yes
Weekly Webinars
No
Yes
Social Sentiment – Currency Pairs
No
Yes
Economic Calendar
No
Yes
Research
No
Yes
Winner
No
No

Education

0 % 100 %
Has Education – Forex
No
Yes
Has Education – CFDs
No
Yes
Client Webinars
No
Yes
Videos – Advanced Trading Videos
No
Yes
Investor Dictionary (Glossary)
No
Yes
Education
No
Yes
Winner
No
No

Forex

0 % 100 %
GBP/USD
No
Yes
USD/JPY
No
Yes
EUR/USD
No
Yes
USD/CHF
No
Yes
USD/CAD
No
Yes
NZD/USD
No
Yes
AUD/USD
No
Yes
Winner
No
No

Commodities

0 % 82 %
Gold
No
Yes
Silver
No
Yes
WIT Oil
No
Yes
Brent Oil
No
Yes
Coffee
No
Yes
Cocoa
No
Yes
Soybeans
No
Yes
Rice
No
No
Corn
No
No
Platinum
No
Yes
Palladium
No
Yes
Winner
No
No

Indicies

100 % 100 %
DAX 40
Yes
Yes
S&P 500
Yes
Yes
Nasdaq
Yes
Yes
Dow Jones
Yes
Yes
Nikkei
Yes
Yes
Winner
No
No

Cryptocurrencies

10 % 60 %
Bitcoin
Yes
Yes
Litecoin
No
Yes
Ethereum
No
Yes
Ripple
No
Yes
Neo
No
No
Stellar
No
Yes
Cardano
No
No
Tron
No
No
Monero
No
No
EOS
No
Yes
Winner
No
No

Regulations

17 % 50 %
Cysec
No
Yes
ASIC (Australia)
No
No
FCA (UK)
Yes
Yes
Authorised in the European Union (EU)
No
Yes
CFTC Registered (USA)
No
No
FINMA (Switzerland)
No
No
Winner
No
No

Support

100 % 100 %
Chat
Yes
Yes
Phone
Yes
Yes
Mail
Yes
Yes
Winner
No
No

Overall

14 % 60 %
Winner
No
No

Our Recommendations

Best for XTB

Thanks to comprehensive educational materials and a user-friendly platform, XTB is an ideal choice for new traders.

Best Platform XTB

The trading platform of broker XTB offers an intuitive interface and advanced features for efficient trading.

Lowest Costs Revolut

offers competitive spreads and lower fees, making it ideal for active traders.

Revolut XTB